- Welcome Benefit
- Rs. 250 Flipkart Gift Card will be shared with the Cardholder over the Registered E-mail ID / Mobile Number within 60 days of realisation of the Joining Fee.
- Flipkart Gift Card will have a validity of 1 year from the date of issuance.
- Additional benefits worth Rs 1000 on the first transaction on Flipkart using the Flipkart SBI Credit Card within 30 days of card Approval.
- Cashback
- 5% Cashback on Flipkart and Cleartrip.
- 7.5% Cashback on Myntra.
- 1% Cashback on other spends.
- 4% Cashback on preferred /Select Merchants.
- Please click here for list of Preferred/Select Merchants
- Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on the following categories: Fuel, Rental, Government Payments, Jewellery, Insurance, Schools & Education, Gaming, Wallets, EMI Spends on Flipkart, Cleartrip and Myntra.
- Annual Fee Reversal
- Get the Annual Fee of Rs 500 reversed on achieving spends of Rs 3.5 Lakh or more in the previous membership year.
- Fuel Surcharge Waiver
- Get 1% fuel surcharge waiver across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, exclusive of GST and other charges.
- Maximum fuel surcharge waiver of Rs. 400 per statement cycle, per credit card account
- Contactless Advantage.
- Daily purchases are now made easy with the Flipkart SBI Credit Card. Simply tap your card at a secure reader to transact
- Fast & convenient: No need to hand over your card or look for cash/coins for everyday small ticket purchases
- Security: The card never leaves your hand during a Contactless transaction, significantly reducing the risk of card loss and fraud due to skimming (counterfeit). Even if the card is tapped multiple times at the reader, the unique security key feature of VISA PayWave will ensure that only one transaction goes through, thus making it more secure
- Cash Access Across the World
- Withdraw cash from over 1 million ATMs across the globe
- Add-on Cards
- With Flipkart SBI Credit Card, you can empower up to 3 members of your family (parents, spouse, children or siblings – above 18 years of age) with an add-on card.
- Cash on the Go
- Withdraw cash from over 1 million ATMs across the globe
- Utility Bill Payment Facility
- Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your Flipkart SBI Credit Card
- Flexipay
- With Flexipay, convert your transactions into easy monthly instalments. Just transact for Rs. 2,500 or more using your Flipkart SBI Credit Card, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
- Balance Transfer on EMI
- Save money while paying your credit card dues
- Transfer the outstanding balance of other banks’ credit cards to your Flipkart SBI Credit Card, to avail a lower rate of interest and pay back in EMIs
- Log onto sbicard.com with your user ID and password to avail this service
Credit Card Apply https://www.sbicard.com/en/personal/credit-cards/rewards/flipkart-sbi-card.page
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UNKNOWN FACTS ABOUT FLIPKART SBI CREDIT CARD
Hidden Benefits & Features:
- Unknown Fact: Cashback is automatically credited within 2 days of statement generation, not 15-30 days like most cards
- Most people don’t realize how fast the cashback comes compared to other cards
2. Mastercard AND Visa Options
- Lesser Known: The card is available on both Mastercard and Visa platforms
- You can choose your preferred network during application
- Hidden Feature: You can add up to 3 family members with add-on cards
- Add-on cards get the same cashback benefits as the primary card
- Unknown: Any purchase above ₹2,500 can be converted to EMI within 30 days of transaction
- Works even for purchases made on partner platforms like Myntra and Cleartrip
- Hidden Feature: The card provides global ATM access for cash withdrawals
- Not heavily marketed but useful for international travel
Cashback Structure Secrets:
- Unknown: 5% cashback also applies to Flipkart Minutes app (quick commerce)
- Many don’t know Minutes is included in the 5% category
- Lesser Known: 5% cashback works on Shopsy (Flipkart’s social commerce platform)
- Shopsy purchases count toward the ₹4,000 quarterly cap
Credit Card Apply https://www.sbicard.com/en/personal/credit-cards/rewards/flipkart-sbi-card.page
