ICICI Bank is among the best credit card issuers in India, with cards to suit almost every need — dining, entertainment, online shopping, travel, fuel, and more. But with so many options, finding the right one can be difficult. This guide lists the most popular ICICI Bank credit cards with their fees and benefits, plus how to apply, the documents you’ll need, and eligibility criteria.
Top ICICI Credit Cards Compared
| Card Name | Annual Fee | Best For |
| ICICI Bank Rubyx Credit Card | ₹2,000 (1st year ₹3,000) | Travel & Shopping |
| ICICI Platinum Chip Card – Visa | Nil | Fuel & Shopping |
| ICICI Bank Coral Contactless Card | ₹500 | Movies & Lounge Access |
| MakeMyTrip ICICI Bank Signature Credit Card | Nil (1st year ₹2,500) | Travel |
| ICICI Bank Sapphiro Credit Card | ₹3,500 (1st year ₹6,500) | Travel & Shopping |
| ICICI Bank VISA Signature Credit Card | ₹25,000 | Travel & Lifestyle |
ICICI cards span cashback, rewards, travel, and online shopping categories. Compare the best ICICI credit cards against your spending habits before choosing.
ICICI Credit Card Eligibility Criteria
- Age between 21 and 60 years
- Indian citizenship
- Minimum monthly income of ₹20,000
Documents Required for an ICICI Credit Card
- Identity proof issued by the Government of India — Voter ID, Driving License, Aadhaar Card, Passport, or Ration Card
- Proof of income — salaried or self-employed
- Address proof
- Passport-size photograph
How to Apply for an ICICI Credit Card
Online Application
- Visit the bank’s official website.
- Review the features and choose the credit card that fits your needs.
- Select “Apply Online”.
- Verify with the OTP sent to your registered mobile number.
- Fill in your personal information and submit.
Offline Application
Visit your local ICICI Bank branch and meet a credit card representative, who will help you fill out the application and select the right card — like the ICICI Bank HPCL Super Saver if fuel savings are your priority. Your eligibility is assessed against the address where the card will be delivered.
ICICI Credit Card Statement
You receive a monthly statement covering all transactions from the previous cycle, delivered by courier or email depending on your preference. Review it thoroughly every month — it’s the fastest way to catch billing errors or unauthorized transactions.
ICICI Credit Card Customer Care
Call ICICI credit card customer care at 1860 120 7777, Monday to Friday, 9:00 a.m. to 6:00 p.m.
ICICI Credit Card FAQs
What is the minimum salary for an ICICI credit card?
A minimum monthly income of ₹20,000, along with age (21–60) and citizenship requirements. Premium cards may require higher incomes.
Which ICICI credit card has no annual fee?
The ICICI Platinum Chip Card (Visa) is free for life, and the MakeMyTrip ICICI Bank Signature card waives its annual fee from the second year.
How do I check my ICICI credit card application status?
Track it on the ICICI Bank website under the credit card application status section using your application number, or call customer care at 1860 120 7777.
Final Thoughts
ICICI Bank’s card lineup covers everyone from first-time users (Platinum Chip) to premium travellers (Sapphiro, Visa Signature). Match the card to your top spending category, confirm you meet the eligibility criteria, and apply online in minutes. For deeper dives, read our Coral and Sapphiro reviews.
