SBI Gold International Debit Card Review

SBI Gold International Debit Card – With the SBI Gold International Debit Card, you can shop without carrying cash and earn SBI Rewardz points for your purchases. Access your account whenever and wherever you want with your SBI Gold International Debit Card. You can use it to make purchases at retail stores, pay online, and withdraw cash both in India and internationally.

An SBI Gold International Debit Card is a type of debit card offered by the State Bank of India (SBI) that allows cardholders to access their bank accounts and make transactions while they are traveling abroad. Some of the features and benefits of an SBI Gold International Debit Card include:

  1. Wide Acceptance: The SBI Gold International Debit Card is accepted at a wide network of merchants and ATMs around the world.
  2. Zero Foreign Currency Conversion Charges: Cardholders do not have to pay any foreign currency conversion charges when using the SBI Gold International Debit Card for transactions made in foreign currency.
  3. Discounts and Offers: The SBI Gold International Debit Card comes with a range of discounts and offers on various products and services, including dining, shopping, and entertainment.
  4. Insurance Coverage: The card comes with insurance coverage for lost or stolen cards, and accidental death or disability while traveling abroad.
  5. Easy to Obtain: The SBI Gold International Debit Card is easy to obtain and can be applied for online or at any SBI bank branch. Cardholders just need to meet the eligibility criteria and submit the required documents.

It is important to note that there may be charges associated with the use of an SBI Gold International Debit Card, such as annual maintenance charges, transaction charges, and cash withdrawal charges. It is recommended that cardholders carefully review the terms and conditions of their card to understand the charges that may be applicable to them.

SBI Gold International Debit Card Features

  • For shopping at over 52 Lakh merchant outlets in India, and over 30 million worldwide.
  • For booking movie tickets, bill payments, travel and other online purchases and payments over the internet.
  • For withdrawing cash from SBI ATMs or other ATMs in India and worldwide.
  • Safe online shopping and e-commerce transactions

SBI Gold International Debit Card Eligibility

To be eligible for an SBI Gold Debit Card, you must meet the following criteria:

  1. You must be an account holder at the State Bank of India (SBI).
  2. You must have a savings or current account with the bank.
  3. You must have completed the necessary paperwork and provided all required documents, including proof of identity and address.
  4. You must have a good credit score and a satisfactory credit history.
  5. You must meet the minimum balance requirements for the account.

In addition to these eligibility criteria, the bank may have other requirements or conditions that you need to meet in order to be eligible for an SBI Gold Debit Card. It is recommended that you check with the bank to confirm the specific requirements and conditions that apply to you.

SBI Gold International Debit Card Benefits

Benefits of SBI gold Debit Card – An SBI Gold ATM card is a type of debit card offered by the State Bank of India (SBI). It provides cardholders with access to their bank accounts and the ability to make cash withdrawals, balance enquiries, and other transactions at ATMs and bank branches. Some of the benefits of using an SBI Gold ATM card include:

  1. Convenience: Cardholders can use their SBI Gold ATM card to make transactions at any time of the day or night, as long as the ATM is functional. This is especially convenient for people who may not have access to a bank branch during regular business hours.
  2. Wide Acceptance: SBI Gold ATM cards are accepted at a wide network of ATMs and bank branches in India and around the world. This makes it easy for cardholders to access their funds and make transactions while they are traveling.
  3. Security: SBI Gold ATM cards come with built-in security features to protect against fraud and unauthorized access to the cardholder’s account. Cardholders can also set limits on the amount of money that can be withdrawn from their account using their card.
  4. Rewards and Discounts: Some SBI Gold ATM cards come with rewards programs and offer discounts on various products and services. Cardholders can earn points or cashback on their purchases and redeem them for a variety of rewards.
  5. Easy to Obtain: SBI Gold ATM cards are easy to obtain and can be applied for online or at any SBI bank branch. Cardholders just need to meet the eligibility criteria and submit the required documents.

SBI Gold International Debit Card Rewardz

State Bank Gold Debit Card earns 2 SBI Rewardz point (Reward point) for every Rs. 200/- you shop, dine out, fill fuel, book travel or spend online.

  • Activation Bonus : Earn 200 Bonus points on the first three purchase transactions using your State Bank Gold Debit Card within a month:
  • Birthday bonus: Standard points earned for the Birthday month will be doubled..

These SBI Rewardz Points earned can be accumulated and redeemed for exciting gifts. Please visit http://www.rewardz.sbi  for more information or download SBI Rewardz mobile app.

SBI Gold International Debit Card Issuance and Annual Maintenance Charges

There are several charges associated with the use of an SBI Gold Debit Card. These charges may vary depending on the type of transaction and the location where it is made. Some of the charges that may be applicable to the use of an SBI Gold Debit Card include:

  1. Annual Maintenance Charges: These are charges that are levied annually for the maintenance and upkeep of the card.
  2. Transaction Charges: These are charges that are levied on every transaction made using the card, whether it is a purchase, a cash withdrawal, or a balance enquiry.
  3. Cash Withdrawal Charges: These are charges that are levied on cash withdrawals made using the card, either at ATMs or at bank branches.
  4. Overlimit Charges: These are charges that are levied if the cardholder exceeds the credit limit on their card.

It is important to note that these charges may vary depending on the type of card and the location where it is used. It is recommended that cardholders carefully review the terms and conditions of their card to understand the charges that may be applicable to them.

ParticularsCharges*
Issuance ChargesRs 100/- plus GST
Annual Maintenance ChargesRs 175/- plus GST
Card Replacement ChargesRs 300/- plus GST

SBI ELITE Credit Card Fees and Charges

For more information, contact:

  • SBI’s 24×7 helpline through Tollfree 1800 11 2211 (BSNL/MTNL), 1800 425 3800 or Toll no. 080-26599990.
  • Mail at contactcentre@sbi.co.in
  • Write to State Bank Contact Centre, P.O. Box No. 825, Bangalore 560 008.
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Author
Vivek is a financial advisor who is also interested in technology and photography. He spends what little free time he has on his hobbies, and he makes the most of it. Credit/Debit Cards, Reward Points, Air Miles, and Travel Hacks are some of his favourite topics.

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