The best SBI credit card for students in India is the SBI Student Plus Advantage Card. This card is designed specifically for students and offers a number of benefits, including:
- No annual fees
- No joining fees
- Low interest rates
- Reward points on all spending
- Fuel surcharge waiver
- Complimentary airport lounge access
- Travel insurance
- Shopping discounts
The SBI Student Plus Advantage Card is a great option for students who are looking to build their credit history and earn rewards on their spending. It is also a relatively affordable card, with no annual or joining fees.
Here is a table comparing the SBI Student Plus Advantage Card to other popular SBI credit cards for students:
| Feature | SBI Student Plus Advantage Card | SBI Simply Click Card | SBI Card ELITE |
|---|---|---|---|
| Annual fees | Nil | Nil | INR 5,000 (waived for first year) |
| Joining fees | Nil | Nil | INR 500 (waived for first year) |
| Interest rate | 26.99% | 26.99% | 30.99% |
| Reward points | 1 reward point per INR 100 spent | 5 reward points per INR 100 spent on online shopping | 2.5 reward points per INR 100 spent on dining, groceries, departmental stores and movies |
| Fuel surcharge waiver | Yes | No | Yes |
| Complimentary airport lounge access | Yes | No | Yes (for domestic lounges) |
| Travel insurance | Yes | No | Yes |
| Shopping discounts | Yes | Yes | Yes |
Best SBI Credit Card for Students FAQ
What is the best SBI credit card for students in India?
The SBI Student Plus Advantage Card is often recommended for students in India due to its tailored benefits and features designed to suit their needs. It offers discounts, rewards, and cashback on various categories.
How can I apply for the SBI Student Plus Advantage Card?
You can apply for the SBI Student Plus Advantage Card through the SBI website or by visiting a local SBI branch. Ensure you meet the eligibility criteria and provide the required documents for a successful application.
What are the eligibility criteria for the SBI Student credit card?
To be eligible, you typically need to be a student aged 18-25 years, enrolled in a recognized educational institution, and have a good credit history. Proof of identity, address, and student enrollment is usually required.
What are the key features of the SBI Student Plus Advantage Card?
The card offers benefits like cashback on educational expenses, discounts on dining, shopping, and entertainment, fuel surcharge waiver, and easy EMI conversion options, making it a suitable choice for student needs.
Is there an annual fee for the SBI Student credit card?
The SBI Student Plus Advantage Card may have an annual fee, but it is often waived off for the initial year. Subsequent years may require you to meet specific spending criteria to avail of the fee waiver.
Can I get rewards for using the SBI Student Plus Advantage Card?
Yes, the card provides reward points for eligible transactions, which can be redeemed for gifts, vouchers, or discounts on partner brands. This adds value to your spending and enhances your overall experience.
What is the credit limit offered on the SBI Student credit card?
The credit limit varies based on your financial profile, income, and credit history. As a student, you might receive a moderate credit limit initially, which can increase over time based on your responsible usage.
How can I make bill payments for the SBI Student Plus Advantage Card?
You can conveniently make bill payments through SBI’s online banking portal, mobile app, or by visiting an SBI branch. Choose a payment mode that suits you best and ensure timely payments to avoid any penalties.
Are there any discounts on online shopping with this credit card?
Yes, the SBI Student Plus Advantage Card often provides discounts and offers on online shopping platforms, making it a beneficial choice for students who frequently make purchases online.
Can international students apply for the SBI Student credit card?
Yes, SBI may allow international students studying in India to apply for the card, provided they meet the eligibility criteria and provide necessary documents such as a valid student visa and identification.
Overall, the SBI Student Plus Advantage Card is the best choice for students who are looking for a no-frills credit card with no annual or joining fees and a variety of benefits. If you are looking for a sbi credit card (Best SBI Credit Card for Students in India) with higher rewards or airport lounge access, the SBI Simply Click Card or SBI Card ELITE may be a better option for you.
