The SBI Credit Card for Doctors is a credit card issued by the State Bank of India in association with the Indian Medical Association (IMA). It is designed specifically for doctors and offers a number of benefits, including:
- 5X reward points on medical supplies, travel bookings, and international spends. This means that you will earn 5 reward points for every Rs. 100 you spend on these categories.
- 1 reward point per Rs. 100 on all other spends. This is a standard reward rate for most credit cards.
- Annual fee waiver for doctors who spend Rs. 5 lakhs or more in a year. This is a great benefit for doctors who spend a lot on their credit card.
- Visa Signature benefits. This includes access to Visa Signature lounges at airports around the world, travel insurance, and concierge services.
- Personalized card with your name engraved on it. This is a nice touch that makes the card feel more exclusive.
The SBI Credit Card for Doctors is a good option for doctors who are looking for a credit card with rewards that are tailored to their needs. The 5X reward points on medical supplies, travel bookings, and international spends is a great benefit, and the annual fee waiver for doctors who spend Rs. 5 lakhs or more is also very attractive. If you are a doctor, I would recommend considering the SBI Credit Card for Doctors.
Here are some additional details about the SBI Credit Card for Doctors:
- Eligibility: To be eligible for the SBI Credit Card for Doctors, you must be a practising doctor with a minimum annual income of Rs. 1,50,000. You must also be a member of the Indian Medical Association.
- Interest rate: The interest rate on the SBI Credit Card for Doctors is 36% per annum.
- Annual fee: The annual fee for the SBI Credit Card for Doctors is Rs. 2,000. However, this fee is waived for doctors who spend Rs. 5 lakhs or more in a year.
- Application process: You can apply for the SBI Credit Card for Doctors online, by phone, or by visiting a State Bank of India branch.
