RuPay Credit Card – Get all the information about the range of RuPay credit cards with all the benefits & features such as national and international offers.
RuPay is a combination of the words rupee and payment. The Reserve Bank of India’s proposed cashless economy is upheld by the country’s native payment system. The RuPay credit card was introduced in 2017 by the Reserve Bank of India and the Indian Banks’ Association (IBA) to provide a secure and safe payment network for buying goods or services both domestically and internationally.
A pilot project was underway to technically enable more and more banks to participate in RuPay credit cards, with an additional five public sector banks participating. By March 2018, NPCI expects to have 25 banks participating in RuPay credit cards overall.
RuPay credit cards will be launched soon by SBI Cards & Payments Services Ltd, which will help to further strengthen the rapidly expanding payment network. This is the final agreement that has not been reached between NPCI and SBI, with the proposed product launch scheduled for fiscal year 2019.
After the Reserve Bank of India imposed a moratorium on Mastercard transactions due to a data localization issue, Federal Bank and Yes Bank began onboarding new credit card customers onto the RuPay platform. In 2021, Fiserve and the National Payments Corporation of India (NPCI) launched a suite of services called nFiNi, which will assist Indian banks in improving the quality of services on RuPay credit cards. Union Bank of India (UBI) will launch a RuPay and JCB co-branded international credit card in September 2021, in partnership with JCB.
The Federal Bank RuPay Signet Contactless Credit Card was launched on September 27, 2021, by the Federal Bank of RuPay. On October 28, 2021, the National Payments Corporation of India (NPCI) in collaboration with Kotak Mahindra Bank launched specially designed RuPay credit cards for the Indian Armed Forces.
BOB Financial and National Payments Corporation of India (NPCI) have partnered to launch a Bank of Baroda RuPay and JCB co-branded international credit card on November 16, 2021. Both network cards, which were launched on the RuPay-JCB International network, are accepted all over the world.
The Digital Payment Utsav, which will take place in the city on Sunday, December 5, 2021, is an annual event. Contactless Credit cards on the RuPay network have been launched by India Post Payments Bank-Punjab National Bank, Kotak Mahindra Bank, YES Bank, Indian Overseas Bank, ICICI Bank, Indian Bank, Bank of Maharashtra, and City Union Bank, among other financial institutions.
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RuPay Card | RuPay Debit Card | RuPay Credit Card | RuPay PrePaid Card | RuPay Combo Card
What Is RuPay Credit Card?
RuPay is the first-of-its-kind Global Card payment network from India, with wide acceptance at Shops, ATMs, and online.
The RBI’s goal of establishing a cashless economy has been realised for the first time in India with the RuPay credit card. It was introduced to replace foreign payment gateways like Visa and MasterCard as the preferred cashless payment option for Indians.
The RuPay credit card was created with the goal of providing all Indian financial institutions with a local payment network. Additionally, it serves as a strong substitute for pricey, high-transaction-fee international payment gateways.
Additionally, RuPay cards have a sophisticated internal microprocessor circuit that stores the card owner’s basic information. RuPay credit cards are issued by more than 700 Indian banks and can be used at numerous ATMs, POS terminals, and online stores.
Types of RuPay Credit Card
RuPay credit cards, like RuPay debit cards, are available in three different variants: RuPay Classic, RuPay Platinum, and RuPay Select. RuPay debit cards are available in three different variants as well. Eight public sector banks, one private sector bank, and one cooperative bank have been issuing RuPay credit cards since June 2017, despite the fact that the card has not been officially launched.
RuPay credit cards come in three varieties: RuPay Classic, RuPay Platinum, and RuPay Select, just like RuPay debit cards.
- RuPay Select Credit Card
- RuPay Classic Credit Card
- Rupay Platinum Credit Card
Which bank provide rupay credit card? Without a formal launch, eight public sector banks, one private sector bank, and one cooperative bank have been issuing RuPay credit cards since June 2017. With the addition of five public sector banks, a pilot project was underway to technically enable more banks to accept RuPay credit cards. By March 2018, NPCI hopes to have 25 banks on board overall. 17 banks in total have introduced RuPay credit cards.
- Axis Bank
- HDFC Bank
- IDBI Bank
- United Bank of India
- Union Bank of India
- Punjab National Bank
- Punjab and Maharashtra Co-operative Bank
- Saraswat Bank
- Canara Bank
- Central Bank of India
- Vijaya Bank
- Bank of India
- SBI Card
- Federal Bank
- Kotak Mahindra Bank
- Bank of Baroda
- Yes Bank
Best RuPay Credit Card
- Bank of Baroda Easy Credit Card
- Bank of Baroda Premier Credit Card
- HDFC Bank RuPay IRCTC Credit Card
- IDBI Winnings RuPay Select Credit Card
- IDFC HPCL FIRST Power Credit Card
- IDFC HPCL First Power Plus Credit Card
- Indian Oil Axis Bank Credit Card
- IndianOil Kotak Credit Card
- IRCTC Rupay SBI Credit Card
- PNB RuPay Platinum Credit Card
- PNB RuPay Select Credit Card
- PNB RuPay Select Patanjali Credit Card
- SBI Shaurya Credit Card
- Union Bank’s Rupay Combo Debit Cum Credit Card
- Union Platinum RuPay Credit Card
- Union Select RuPay Credit Card
- Union Uni Carbon Credit Card
Benefits of RuPay Credit Card
- RuPay Credit Card
- PNB Select Credit Card
- PNB Platinum RuPay Card
- IDBI Winnings RuPay Select Card
- Union Platinum RuPay Card
- Union Select RuPay Card
- Shaurya SBI RuPay Card
- Shaurya Select SBI RuPay Card
- Saraswat Bank Platinum RuPay Card
- Federal Bank Rupay Signet Credit Card
- Bank of Baroda Easy RuPay Credit Card
- Bank of Baroda Premier RuPay Credit Card
- RuPay Co-Brand Cards
- LIC CSL Co-branded RuPay Credit Card – Lumine
- LIC CSL Co-branded RuPay Credit Card – Eclat
- Uni Carbon Credit Card
- IRCTC SBI RuPay Credit Card
- IndianOil HDFC Bank Credit Card
- Union Bank RuPay JCB Wellness Credit Card
- PNB Patanjali RuPay Platinum Credit card
- PNB Patanjali RuPay Select Credit card
Learn More about RuPay Cards : RuPay Card >> RuPay Credit Card
PNB Select Credit Card
Description: Enjoy rewards and offers like never before with PNB RuPay Select Card.
Category: Rewards
Key features:
- Minimum joining fees – Rs. 500/-
- Annual fee – NIL ( if card is used one in a quarter)
- 300+ reward points on 1st usage
- 2X rewards points on retail merchandise
- Convenient mobile app “PNB GENIE” – One Stop Solution
- Complimentary Domestic and international Lounge Program.
- Exclusive cash back in utility bills, eateries and restaurants etc.
- Comprehensive insurance coverage
- 24/7 concierge services
- 300+ merchant offers
PNB Platinum RuPay Card
Description: Enjoy convenience features like never before with PNB Platinum Credit card.
Category: Rewards
Key features:
- No annual and joining fee (if card is used one in a quarter)
- 300+ reward points on 1st usage
- Exclusive cash back in utility bills, eateries and restaurants etc.
- Comprehensive insurance coverage
- 24/7 concierge services
- Convenient mobile app “PNB GENIE” – One Stop Solution
- 300+ merchant offers
