OneCard Credit Card: A Premium Metal Card with Smart Features
The OneCard Credit Card is a next-generation, lifetime-free, metal credit card designed for tech-savvy users who prefer digital-first banking. Issued by SBM Bank and other partner banks, OneCard offers an intuitive mobile experience with complete control over spending and rewards.
Key Features of OneCard Credit Card
- Lifetime Free: No joining fee, annual fee, or hidden charges.
- Premium Metal Card: A stylish and durable metal body gives it a premium feel.
- Instant Digital Issuance: Get a virtual card instantly upon approval and start using it for online transactions.
- 5X Rewards: Earn 5X reward points on top 2 spending categories each month.
- Full App Control: Lock/unlock, set limits, and manage your card entirely through the OneCard App.
- Flexible EMI Options: Convert high-value purchases into EMIs directly via the app.
- Contactless & International Transactions: Enabled for secure tap-and-pay and global usage.
- No Hidden Charges: Transparent billing with no hidden markups or forex fees.
Eligibility & Application Process
• Eligibility Criteria:
- Indian residents aged 18+ years.
- A good credit score (750+ preferred).
- Salaried or self-employed individuals.
How to Apply for OneCard?
1. Download the OneCard App from the Play Store or App Store.
2. Complete the Paperless KYC process.
3. Get Instant Approval & Virtual Card.
4. Receive the Physical Metal Card at your registered address.
Who Should Get the OneCard Credit Card?
✅ Tech-savvy users who prefer full digital control over their credit card.
✅ People looking for a lifetime-free premium metal card.
✅ Those who frequently shop online and want to maximize reward points.
Final Verdict
The OneCard Credit Card is one of the best lifetime-free metal credit cards in India, offering full app-based control, 5X rewards, and zero hidden fees. If you’re looking for a modern, hassle-free credit card experience, OneCard is an excellent choice.
