The LIC Signature Credit Card is the perfect way to live a high-class life, and it comes with a wide range of exclusive benefits. It gives you the most rewards on your LIC premium payments and a lot of other benefits as well, like access to airport lounges, insurance coverage, fuel benefits, and more.
LIC Cards and Axis Bank have worked together to create a co-branded credit card known as the LIC Signature Credit Card available to customers. It is designed for individuals who are looking for a premium credit card that offers benefits that are centred on travel, rewards, and insurance.
The following is a brief summary of the LIC Signature Credit Card system:
- Rewards: You will earn reward points on every transaction, with accelerated points on LIC premium payments and foreign currency spending (two points for every one hundred rupees spent), in comparison to other categories (one point for every one hundred rupees spent per transaction).
- Airport Lounge Access: Receive complimentary visits to domestic airport lounges on an annual basis.
- Insurance Coverage: Receive complimentary lost card liability insurance in addition to other insurance benefits.
- Obtain a one percent discount on the fuel surcharge at any and all petrol stations in India by taking advantage of this offer.
- Axis Bank Dining Delights programme, the ability to convert purchases to EMI, and other benefits are among the additional benefits that are available to you.
- Fees: This credit card is a lifetime free credit card, which means that there are no annual fees or joining fees associated with it.
If you make a significant number of payments towards your LIC premiums, travel frequently, and are looking for a credit card that offers a wide range of benefits and does not charge annual fees, the LIC Signature Credit Card may be a good choice for you. Before you apply for a credit card, it is essential to take into account your spending patterns and evaluate it in comparison to other credit cards currently available on the market.
| Eligibility Criteria | Rs. 15,00,000 |
| Interest-free Credit Period | Up to 50 days |
| Photo or Signature Card | No |
| PlusPoints – Accrual | 1 PlusPoint for every Rs. 100 spent |
| Multiple Reward Points | Double Reward Points on international spends and LIC premium payment |
| PlusPoints – Redemption | As per applicable conversion rates in Axis Bank PlusPoint Catalogue |
| Complimentary Insurance Cover | Lost Card Insurance Cover of up to credit limit. |
| Usage Offers | All eligible axis bank credit card offers. TnC applied. |
| Fuel Surcharge Waiver | Yes |
| Add-on Cards | Up to 3 |
| Cash Withdrawal Facility | Yes |
