The Junio card is a prepaid debit card offered by the Junio app specifically designed for minors under 18. It comes in two forms:
- Virtual Junio RuPay card: This is a digital card that you can use for online transactions. It’s a good option to get started and learn about online payments in a safe environment.
- Physical Junio RuPay card: This is a plastic card that you can use for both online and offline transactions, just like a regular debit card.
Both cards come with some benefits:
- Cashback: You can earn cashback on your spending, usually around 2-5% depending on the card type (virtual or physical).
- Pocket money management: Parents can directly transfer pocket money to your Junio account, which you can then manage and spend using the card.
- Safe and secure: Junio cards use PIN and OTP verification for transactions, making them safe for online payments.
Here are some things to keep in mind about Junio cards:
- They are prepaid cards, so you’ll need to add funds to your Junio account before you can use them.
- There are monthly spending limits on these cards.
- You’ll need a smartphone with the Junio app to use these cards.
If you’re a minor looking for a way to manage your pocket money and learn about digital payments, a Junio card could be a good option. You can find more information about Junio cards on their website Junio app: https://junio.in/ or app store.
