The ICICI Bank Sapphiro Credit Card is a premium credit card designed for frequent travelers, offering benefits in travel, wellness, lifestyle, and more. Here’s a breakdown of its key features:
Introduction & Eligibility
- There’s limited information available on the eligibility criteria on ICICI Bank’s website, but it is generally targeted towards high-income individuals.
- You can check the eligibility for the card directly on ICICI Bank’s website (https://www.icicibank.com/personal-banking/cards/credit-card/sapphiro-credit-card/key-privileges)
Types & Fees
- The Sapphiro card comes in two variants – Visa and American Express.
- Joining fee: ₹6,500 + GST (waived off with certain conditions)
- Annual Fee: ₹3,500 + GST (waived off if you spend more than ₹6 lakh in the previous year)
Rewards & Offers
- Earn up to 20,000 reward points every year.
- Accelerated reward points on spends in specific categories like fuel, utilities, and insurance.
- Complimentary airport lounge access – both domestic and international.
- Additional benefits like spa visits, golf privileges, and more.
Features & Benefits (Review)
- Pros: Extensive airport lounge access (including complimentary visits), travel and wellness benefits, reward points program.
- Cons: High joining fee, high annual fee (unless waived off), eligibility criteria might be strict.
Overall, the ICICI Bank Sapphiro Credit Card caters to frequent travelers who can maximize the lounge access and travel benefits. However, the high fees make it less attractive for casual users.
