ICICI Amazon Pay Credit Card

ICICI Amazon Pay Credit Card – Save even when you spend and enjoy special privileges with the Amazon Pay ICICI Bank Credit Card. This card pays you back, everywhere and every time. It is made exclusively for you, so there is no limit to your celebrations.

Amazon Pay ICICI Credit Card Overview

Best Used For	Shopping and Cashback
Benefits	Up to 5% cashback for Prime members & up to 3% cashback for others
Joining/Annual Fee	Nil
Eligibility Criteria	Minimum age – 21 years
Eligibility Criteria	Minimum income – Rs. 25,000 per month
Lounge Access	NA

ICICI Amazon Pay Credit Card Features and Benefits

The ICICI Amazon Pay Credit Card is a co-branded credit card that offers a number of features and benefits for Amazon shoppers. These include:

• No annual fee or joining fee: This card is a lifetime free credit card, so you won’t have to worry about paying any annual or joining fees.
• 5% cashback on Amazon India: If you are an Amazon Prime member, you will earn 5% cashback on all your purchases made on Amazon.in. If you are not an Amazon Prime member, you will earn 3% cashback.
• 2% cashback on Amazon Pay partner merchants: You will also earn 2% cashback on all your purchases made at Amazon Pay partner merchants.
• 1% cashback on all other purchases: You will earn 1% cashback on all your other purchases, including dining, travel, and shopping.
• No limit or expiry date on the rewards earned: There is no limit on the amount of cashback you can earn, and your rewards will never expire.
• Rewards can be redeemed for Amazon Pay balance: Your rewards can be redeemed for Amazon Pay balance, which can be used to shop on Amazon.in.
• No cost EMI on Amazon.in: You can avail of no cost EMI on Amazon.in for purchases of Rs. 3,000 or more.

In addition to these features and benefits, the ICICI Amazon Pay Credit Card also offers a number of other benefits, such as:

• 24×7 customer support: You can get in touch with ICICI Bank customer support 24×7 if you have any questions or need help with your card.
• Lost card protection: If you lose your card, you can report it to ICICI Bank and they will block it immediately. You will also be issued a new card free of charge.
• Fraud protection: Your card is protected against fraud. If someone uses your card without your permission, you will not be liable for any unauthorized charges.

Overall, the ICICI Amazon Pay Credit Card is a good option for Amazon shoppers who are looking for a card with no annual fee, no limit on rewards, and no expiry date on rewards. The card also offers a number of other benefits, such as 24×7 customer support, lost card protection, and fraud protection.

Documents Required For ICICI Amazon Pay Credit Card

To process your application for the Amazon ICICI Credit Card, it is necessary to provide identity proof, address proof, and proof of income. They accept the following documents as valid forms of identity, address, and income proof:

Document Type	Documents Required
Identity Proof	Aadhar Card, Voter Card, PAN Card, Passport, Driving Liscence, etc.
Address Proof	Aadhar Card, Voter Card, Electricity/Telephone Bill, Passport, Driving License, etc.
Proof of Income	Salary slip, ITR acknowledgment

ICICI Amazon Pay Credit Card Fees and Charges

Here are the fees and charges associated with the ICICI Amazon Pay Credit Card:

• Annual fee: Nil
• Joining fee: Nil
• Late payment fee:
  • Rs. 100 for amounts up to Rs. 500
  • Rs. 500 for amounts between Rs. 501 and Rs. 10,000
  • Rs. 750 for amounts above Rs. 10,000
• Overlimit fee: 2.50% of the amount, minimum Rs. 500
• Foreign currency markup fee: 3.50% of the amount
• Cash advance fee: 2.50% of the amount, minimum Rs. 500
• Late payment interest: 3.00% per month
• Cash advance interest: 2.99% per month

Please note that these are just the standard fees and charges. There may be other fees and charges that apply, depending on your specific circumstances. You should always check the terms and conditions of your card before you use it.

Here are some ways to avoid paying fees and charges on your ICICI Amazon Pay Credit Card:

• Pay your bill on time.
• Set up automatic payments.
• Keep your credit utilization low.
• Use your card for purchases that earn rewards.

By following these tips, you can save money on fees and charges and maximize the benefits of your ICICI Amazon Pay Credit Card.

Fee Types	Details
Annual Fee	Amazon Pay ICICI Credit Card is a lifetime free credit card, i.e. no annual/monthly membership fee is applicable.
Interest Rate	The interest rate applicable on this card is 3.5% to 3.8% per month (or 42% to 45.6% annually).
Cash Advance Charge	You are charged a cash advance fee of 2.5% of the transaction amount (or a minimum of Rs. 500) on cash withdrawal from ATMs using this card.
Foreign Currency Mark-up	A forex mark-up fee of 3.5% of the total transacted amount is applicable on foreign currency transactions made with ICICI Amazon Pay Credit Card.
Card Replacement Fee	The card replacement fee charged by ICICI Bank is Rs. 100 for issuing a new credit card in lieu of a lost/misplaced credit card.

Amazon Pay ICICI Credit Card Limit

The Amazon Pay ICICI Credit Card limit is typically between Rs. 25,000 and Rs. 50,000 for new applicants. However, the exact limit will depend on your credit score and income. You can request a higher limit after you have been using your card for a few months and have a good payment history.

Here are some factors that can affect your Amazon Pay ICICI Credit Card limit:

• Your credit score: Your credit score is a measure of your creditworthiness. The higher your credit score, the more likely you are to be approved for a higher credit limit.
• Your income: Your income is another important factor that lenders consider when setting your credit limit. The higher your income, the more likely you are to be approved for a higher credit limit.
• Your payment history: Your payment history is also a factor that lenders consider. If you have a good payment history, you are more likely to be approved for a higher credit limit.
• Your spending habits: Your spending habits can also affect your credit limit. If you tend to spend a lot of money on your credit card, you may be approved for a lower credit limit.

If you are interested in increasing your Amazon Pay ICICI Credit Card limit, you can contact ICICI Bank customer service. They will be able to assess your eligibility for a higher limit and make a recommendation.

Here are some tips for managing your Amazon Pay ICICI Credit Card limit:

• Use your card responsibly and make your payments on time.
• Pay off your balance in full each month, if possible.
• Keep your credit utilization low.
• Request a higher limit if you need it.

By following these tips, you can improve your credit score and income, which will make you eligible for a higher credit limit.

Amazon Pay ICICI Credit Card Billing Cycle

The billing cycle for the Amazon Pay ICICI Credit Card is typically from the 5th of the previous month to the 4th of the current month. This means that your statement date will be the 4th of each month, and your due date will be around 21 days after that.

For example, if your statement date is March 4, 2023, then your billing cycle will be from February 5, 2023 to March 4, 2023. Any transactions that you make during this period will be included in your statement.

You can check your billing cycle by logging into your ICICI Bank account or by viewing your credit card statement. You can also contact ICICI Bank customer service for more information.

Here are some tips for managing your Amazon Pay ICICI Credit Card billing cycle:

• Make sure that you know your statement date and due date.
• Review your statement carefully each month to make sure that all of your transactions are correct.
• Pay your bill on time to avoid late fees and interest charges.
• Set up automatic payments to make sure that your bill is paid on time each month.

By following these tips, you can easily manage your Amazon Pay ICICI Credit Card billing cycle and avoid any problems.

Amazon Pay ICICI Credit Card Airport Lounge Access

The Amazon Pay ICICI Credit Card does not offer complimentary airport lounge access. However, you can avail of complimentary airport lounge access on other ICICI Bank credit cards, subject to spending criteria.

To avail complimentary airport lounge access per quarter on your ICICI Bank Credit Card, you need to spend Rs. 5,000 in a calendar quarter on your card to avail of this facility in the next calendar quarter. The list of eligible cards for complimentary airport lounge access varies from time to time, so you can check the ICICI Bank website for the latest list.

Here are some of the ICICI Bank credit cards that offer complimentary airport lounge access:

• ICICI Bank Coral Credit Card
• ICICI Bank Prestige Credit Card
• ICICI Bank Select Credit Card
• ICICI Bank Platinum Credit Card
• ICICI Bank Classic Credit Card

Please note that the eligibility criteria and benefits may vary for different cards. So, it is important to check the terms and conditions of your card before you apply for complimentary airport lounge access.

Here are some of the benefits of having complimentary airport lounge access:

• You can relax in a comfortable lounge before your flight.
• You can enjoy complimentary food and drinks.
• You can access Wi-Fi and other amenities.
• You can avoid the hustle and bustle of the airport terminal.

If you are a frequent flyer, then complimentary airport lounge access can be a valuable benefit. So, if you are eligible for complimentary airport lounge access, I would recommend that you take advantage of it.

Amazon Pay ICICI Credit Card PIN Generation

The Amazon Pay ICICI Bank Credit Card comes with the default activation for domestic transactions. As per the directions of RBI, international and contactless transactions are initially disabled. To enable your card for international or contactless transactions, you have the option to use ICICI internet banking or the iMobile app.

Upon issuance of your card, the PIN for your Amazon Credit Card is automatically sent to your registered mobile number. Additionally, you can generate your card’s PIN manually by dialing the bank’s customer care IVR number 1800 102 0123 or through the iMobile app or ICICI internet banking.

There are three ways to generate Amazon Pay ICICI Credit Card PIN:

• Through ICICI Bank Internet Banking:
  1. Log in to your ICICI Bank Internet Banking account.
  2. Click on “Cards & Loans”.
  3. Click on “Credit Cards”.
  4. Click on “Generate Credit Card PIN Online”.
  5. Select your card and enter the CVV.
  6. Click on “Submit”.
  7. You will receive an OTP on your registered mobile number.
  8. Enter the OTP and click on “Submit”.
  9. You will be able to see your new PIN.
• Through iMobile App:
  1. Download and install the iMobile App from the Google Play Store or the Apple App Store.
  2. Open the iMobile App and login with your ICICI Bank credentials.
  3. Tap on the “Cards & Forex” tab.
  4. Tap on “Generate PIN”.
  5. Select your card and enter the CVV.
  6. Tap on “Generate”.
  7. You will receive an OTP on your registered mobile number.
  8. Enter the OTP and tap on “Submit”.
  9. You will be able to see your new PIN.
• Through IVR:
  1. Dial the ICICI Bank IVR number: 1800 102 0123 / 1860 120 7777.
  2. Select the option for “Generate Credit Card PIN”.
  3. Enter your card number and CVV.
  4. You will receive an OTP on your registered mobile number.
  5. Enter the OTP and follow the instructions on the IVR.

Once you have generated your PIN, you can use it for online and offline transactions.

Here are some tips for creating a strong PIN:

• Use a combination of letters, numbers, and symbols.
• Do not use your birthday, anniversary, or other personal information.
• Avoid using consecutive numbers or letters.
• Change your PIN regularly.

I hope this helps!

How to Unblock Amazon Pay ICICI Credit Card?

There are two ways to unblock your Amazon Pay ICICI credit card:

Using the iMobile app

1. Download and install the iMobile app on your smartphone.
2. Open the app and log in with your ICICI Bank credentials.
3. Tap on the “Card Services” tab.
4. Tap on “Block/Unblock Credit Card”.
5. Select your Amazon Pay ICICI credit card from the list of cards.
6. Tap on “Unblock”.
7. Enter the OTP that is sent to your registered mobile number.
8. Tap on “Submit”.

Calling the customer care number

1. Call the ICICI Bank customer care number at 1800 102 0123 from your registered mobile number.
2. Select the option for “Unblocking a credit card”.
3. Provide your credit card number and other details as requested by the customer care representative.
4. The customer care representative will unblock your credit card.

Once your credit card is unblocked, you will be able to use it for online and offline transactions.

Here are some additional things to keep in mind when unblocking your Amazon Pay ICICI credit card:

• You can only unblock your credit card if you have the OTP that is sent to your registered mobile number.
• If you have forgotten your OTP, you can request a new one by calling the customer care number.
• There may be a delay of a few minutes before your credit card is unblocked after you have called the customer care number.

Final Words

There’s probably no better choice for avid online shoppers, especially those fond of Amazon and holding a Prime membership. This card grants you up to 5% cashback on all your purchases from Amazon India. Not only is it a credit card with lifelong free access, but it also offers an array of exclusive privileges, making it one of the finest credit cards you can find in India. What makes it even more appealing and rewarding is that the points you earn are transferred as cashback directly to your Amazon Pay balance, and they never expire.

Although, if you frequently travel by air, this card may not fulfill your requirements as it doesn’t provide travel benefits such as air miles or lounge access at domestic or international airports. That concludes our review of the Amazon Pay ICICI Credit Card. If you have any questions about this card, feel free to ask us in the comments section below.

Additionally, we would love to hear your thoughts and opinions on the Amazon Pay ICICI Bank Credit Card, so please share them in the comments section.

Amazon Pay ICICI Credit Card F.A.Q.