HDFC Regalia Gold Credit Card

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The HDFC Regalia Gold Credit Card is a premium credit card designed for frequent travelers and individuals who enjoy spending rewards. Here’s a summary of its key features and benefits:

Rewards:

  • 4 Reward Points on every Rs. 150 spent on retail transactions.
  • 5X Reward Points on spends at specific brands like Marks & Spencer, Myntra, Nykaa & Reliance Digital.
  • Milestone benefits: Earn vouchers worth Rs. 5,000 on spending Rs. 5 lakh in a year and an additional Rs. 5,000 voucher for spending Rs. 7.5 lakh.

Travel Benefits:

  • Complimentary Club Vistara Silver Tier membership: Enjoy priority check-in, bonus miles, and other benefits with the airline.
  • Complimentary MMT Black Elite membership: Avail exclusive discounts and benefits on hotel bookings and travel packages.
  • Complimentary domestic and international airport lounge access: Relax in over 1000 airport lounges worldwide.

Other Features:

  • Welcome benefit: Earn 500 bonus reward points on your first utility bill payment and first international transaction.
  • Global Value program: Get cashback and other benefits on international transactions.
  • Contactless payments: Enjoy fast and secure transactions at contactless-enabled terminals.
  • Insurance coverage: Includes accidental death cover, emergency overseas hospitalization cover, and lost card liability cover.

Eligibility and Fees:

  • Eligibility criteria: Not publicly available, but generally requires a high income and good credit score.
  • Annual fee: Rs. 2,500 + taxes

Here are some points to consider:

  • This card is best suited for individuals who spend frequently, especially on travel and specific brands, and can manage the annual fee.
  • It’s important to compare this card with other options and choose one that best fits your needs and spending habits.
  • Before applying, carefully review the eligibility criteria, fees, and terms and conditions on the HDFC Bank website.

Additional Resources:

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CardPedia Team
Hello! I'm Shahin, and I'm the Editor for CardPedia. My 9+ years of internet and digital marketing knowledge allow me to report, write, edit, and lead teams covering Finance, Credit Cards, Money, and Wealth Management in India and overseas. In addition to my experience, I'm passionate about making financial concepts easy to understand for everyone.

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