HDFC Moneyback Credit Card – The super-saver card which gives you Instant CashBacks on every single spend. With the HDFC Bank MoneyBack Credit Card, Rewarding Spends. Ready For You.
Update: This is an outdated product. If you’re already holding it or thinking to get this as a fresh card, consider taking HDFC Millennia credit card instead.
The HDFC Moneyback Credit Card is a cash back credit card that gives you reward points that you can use to get cash back. Save money on gas purchases. Take advantage of up to 50 days of interest-free credit. There is no liability for a lost card. Check out the best credit card offers right now!
- As a welcome bonus, you’ll receive 500 RP (on Card Fee Realization)
- Every year, you can earn up to Rs 2000 in gift vouchers.
- Get a Rs 500 GV if you spend Rs 50,000 on retail in a calendar quarter.
- Use your MoneyBack Credit Card to redeem Reward Points for CashBack (100 Reward Points = Rs 20).
- Waiver of the fuel surcharge up to Rs. 250 per billing cycle.
- TO EXTEND THE LIFE OF THIS CARD: Spend 30,000 within 90 days of card opening date |Annual Fee waiver based on active smartpay|The Annual Fee will be levied immediately if the cardmember cancels their Smart Pay subscription, either temporarily or permanently, or fails to meet the conditions for avoiding the Annual Fee.
The HDFC MoneyBack Credit Card may be a good choice if you’re looking for a credit card that gives you cash back on your everyday purchases.
HDFC is one of India’s leading private sector banks and one of the country’s largest credit card issuers. HDFC Bank was founded in 1994 and offers both wholesale and retail banking services. It provides a diverse range of credit cards to meet the needs of its diverse customer base.
HDFC MoneyBack Credit Card Overview
If you’re looking for a credit card that rewards online shopping, especially online shopping, with Rewards Points that can be redeemed for cash back, this is the card for you. It offers attractive shopping rebates, as well as interest-free credit for up to 50 days, enhanced Rewards Points on online purchases, and special HDFC deals, among other benefits. As a result, the MoneyBack card is an ideal companion for the enthusiastic and frequent shopper.
HDFC Bank MoneyBack Credit Card Eligibility
Eligibility for the HDFC Bank MoneyBack Credit Card is limited to salaried employees aged 21 to 60. For those who are self-employed and are between the ages of 21 and 65.
For Salaried Indian national
- Age: Min 21 yrs & Max 60 Yrs,
- Gross Monthly Income> ₹25,000
For Self Employed Indian national
- Age: Min 21 yrs & Max 65 Yrs,
- Income: ITR > ₹6.0 Lakhs per annum
HDFC MoneyBack Credit Card Fees & Charges
- Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
- Click here to view details of HDFC Bank MoneyBack Credit Card Fees and Charges
For card sourced effective 01-11- 2020, Below T&Cs are applicable
1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.
HDFC MoneyBack Credit Card Pricing
Each customer and each HDFC MoneyBack Credit Card offer has a different annual fee. At the time of application, it is communicated to the card member. However, if you spend Rs. 10,000 within 90 days of receiving your card, your first year fee is refunded. If you spend Rs. 50,000 in the year prior to the renewal date, the renewal fee is waived.
- Annual fees –INR 500/-
- Joining fees –INR 500/-
HDFC MoneyBack Credit Card Rewards
| Details | Per 150 | Value of a RP | Return per 100 |
| Normal RP | 2 | 0.3 | 0.40% |
| Accelerated RP | 4 | 0.3 | 0.80% |
| Card | Overall | Low(1-3L) | Medium(3-7L) | High(7-12L) | Super High(12-21L) |
| HDFCMoneyBack | 1.58/10 | 1.92/10 | 1.68/10 | 1.2/10 | 0.96/10 |
HDFC MoneyBack Credit Card Documents Required
The paperwork for an HDFC MoneyBack card is straightforward. You’ll need the following items:
- Two photographs are attached to the application form.
- Any form of identification will suffice (PAN Card, Driver license, Passport, Aadhaar card)
- Proof of address (permanent) – Anyone (Passport, Aadhaar card)
- The previous three months Paystubs for salaried employees
Features of the HDFC Bank MoneyBack Credit Card
When you use your HDFC MoneyBack Credit Card to shop, you’ll earn 2 Reward Points for every Rs. 150 spent. You can use your Reward Points to get CashBack on your credit card balance (100 Reward Points = Rs. 40).
You can also choose to exchange your Reward Points for gifts from HDFC’s extensive reward catalogue. It’s worth noting that fuel transactions will not earn you Reward Points. Only purchases made in a store are eligible for reward points. Reward Points are not awarded for cash advances, fees, or other charges.
Online shopping has never been more enjoyable or rewarding! When you shop with your HDFC Bank MoneyBack Credit Card, you’ll get 200 percent more points, which will be credited to your account the following statement cycle.
When you use your HDFC MoneyBack Credit Card at a petrol station, you’ll get a Fuel Surcharge Waiver worth up to Rs. 250 per billing cycle. Taxes on services are applicable. You can now save up to Rs. 1,800 per year on fuel purchases with the HDFC MoneyBack Credit Card (assuming that your average monthly fuel bill is Rs 6000).
HDFC Bank MoneyBack Credit Card Benefits
The HDFC Bank MoneyBack Credit Card has an encrypted chip that ensures the security of your transactions. It has the ability to dip as well as swipe magnetically. With this Chip Technology-enabled card, you can carry it anywhere and be confident that your transactions are secure around the world.
Zero Liability on lost card : You have no liability if your card is stolen or misplaced once you report the loss. If you lose your MoneyBack Credit Card, notify the 24-hour HDFC customer service centre as soon as possible. After you report the loss, you are no longer liable for any fraudulent transactions made with your card.
From the date of purchase, you can get up to 50 days of interest-free credit.
The accumulated Reward Points are only valid for two years from the date of purchase. By spending Rs. 2.5 lakh on your card, you can earn a CashBack of Rs. 2,000 on Rewards Points accumulated (assuming 30 percent online spending).
Save money on gas purchases: You can now save up to Rs. 1,800 on your fuel purchases every year (if you spend an average of Rs 6000 per month on fuel).
