HDFC Diners Club Black Credit Card Review

HDFC Diners Club Black Credit Card Review – HDFC Diners Club Black is one of the best super-premium credit cards. Read the full review to know more about HDFC Diners Club Black Credit Card.

HDFC Diners Club Black is a super premium credit card that rewards its customers with the best in every category, including special rewards, lifestyle, travel, shopping, and other perks. In terms of features and advantages, the card is comparable to HDFC’s Infinia credit card, however the qualifying conditions are more lenient. Here’s a comprehensive look at the card to help you decide if it’s the right fit for you.

HDFC Diners Club Black Credit Card Key Features

The HDFC Diners Club Black Credit Card is a premium credit card that offers a host of benefits, including:

• Unlimited airport lounge access: Cardholders get unlimited access to a select network of airport lounges in India and abroad.
• High reward rate: Cardholders earn 5 Reward Points for every Rs. 150 spent on retail spends.
• Global acceptance: The card is accepted at over 200 countries and territories worldwide.
• Low foreign currency mark-up: Cardholders enjoy a low foreign currency mark-up of 2% on all foreign currency spends.
• Convenience fee waiver: Cardholders get a waiver of convenience fee on all fuel spends.
• Concierge service: Cardholders get access to a 24/7 concierge service that can help with a variety of requests, such as making travel arrangements, booking restaurant reservations, and finding event tickets.
• Travel insurance: Cardholders get travel insurance that covers a range of risks, such as accidental death, medical expenses, and baggage delay.

The HDFC Diners Club Black Credit Card is a great option for high-end travelers and frequent spenders. The card offers a number of benefits that can help you save money and enjoy a more luxurious travel experience.

Here are some of the key features of the HDFC Diners Club Black Credit Card:

• Reward points: 5 Reward Points for every Rs. 150 spent on retail spends
• Reward redemption: Reward points can be redeemed for air tickets, hotels, merchandise, and other rewards
• Foreign currency mark-up: 2%
• Convenience fee waiver: Yes
• Concierge service: Yes
• Travel insurance: Yes

If you are looking for a premium credit card that offers a variety of benefits, the HDFC Diners Club Black Credit Card is a great option. However, it is important to note that the card has a high annual fee and joining fee. You should only apply for the card if you are confident that you will be able to use the benefits to offset the cost of the card.

• Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK and Times Prime
• Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
• 5 Reward Points for every Rs 150 spent
• Up to 10X Reward Points via SmartBuy and 2X on weekend dining
• Complimentary Golf games across the finest courses in the world ( 6 per quarter)

HDFC Diners Club Black Credit Card Additional Features

• Travel benefits: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
• Wellness Benefits: Exclusive discounts at leading spas, salons, gyms and other wellness retreats. Click here to view details.
• Dining privileges: 2X on weekend dining
• Interest Free Credit Period: Up to 50 days of interest free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase. (subject to the submission of the charge by the Merchant)
• Credit liability cover: Rs. 9 lakh
• Foreign Currency Markup: 2% on all your foreign currency spends.
  (These charges will be billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement)
• Revolving Credit: Available at a nominal interest rate on your HDFC Bank Diners Club Black Credit Card.

Concierge

Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Black Credit Card. Simply call us: toll-free on 1800118887 ( india ) / Landline – 022 42320226

Lounge Access

Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members. Please visit Diners Club International website for the list of international lounges. Please download the Diners club Travel Tools App to view the latest list of Domestic lounges and now customers can also access the domestic lounges using the App.

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400. Max CashBack of ₹1000 per statement cycle)

Welcome Benefit

Avail Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK and Times Prime by spending 1.5 lakhs within the first 90 days or upon first year fee realization on your HDFC Bank Diners Club Black Credit Card (T&C Apply)

Milestone Benefit

HDFC Bank Diners Club Black Credit Card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000

Annual Spend based benefit

Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK and Times Prime can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary. (T&C Apply)

Smart EMI

HDFC Bank Diners Club Black Credit Card comes with an option to
convert your big spends into EMI after purchase. To know more click here.

Contactless Payment

The HDFC Bank Diners Club Black Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. To see if your Card is contactless, look for the contactless network symbol on your Card.
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(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 per day where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)

Insurance/Comprehensive protection & Nominee details for Insurance

• Air accident insurance cover worth Rs 2 crore
• Emergency overseas hospitalisation: Rs. 50 Lacs
• Travel Insurance Cover of up to INR 55,000 on baggage delay
• (Capped to 10$ per hour restricted to 8 hours)
• Credit Liability Cover of up to ₹9 Lakh

Reward Point/CashBack Redemption & Validity

Reward Points Accrual:

• Earn 5 Reward Points for every ₹ 150/- retail spent
• Upto 10X Reward Points on spends via SmartBuy

​​​​​​​Rewards Points Redemption:

• Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners ( 1 Reward Point = 1 Rupee).
• Redeem Rewards Point for AirMiles across InterMiles, Singapore Airlines (KrisFlyer Miles), Club Vistara , (1 Reward Point = 1 Airmile). Please complete Frequent flyer registration before attempting Airmiles redemption in NetBanking.
• Redeem Rewards Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Black Credit Cards.
• For flight and hotel bookings, HDFC Bank Diners Club Black card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.

HDFC Diners Club Credit Card Reward Points Redemption

• Shopping
• Special Deals
• Healthcare
• Travel
• Restaurant
• Bill
• Entertainment
• Grocery
• Startup

SmartBuy is a platform that solely displays offers extended by Merchants to HDFC Bank’s Customers. HDFC Bank is not responsible for selling/rendering any of the listed Products/Services. HDFC Bank does not act as an express or implied agent of the listed Merchants/owners of the following vis-a-vis the Customers.

HDFC Bank merely facilitates the payment from Customers by providing Payment Gateway Services, and will not earn any fee by hosting this website.

HDFC Bank neither guarantees nor makes any representation with respect to the offers made by the Merchant. HDFC Bank is not responsible for the sale/quality/features of the Products/Services listed.

If the Customer proceeds, any purchase of Products/Services made through HDFC Bank’s credit/debit cards/net banking facilities only. The Products/Services offered by Merchants may also be available at other stores/online platforms. The Customer’s discretion is advised in this regard.

Check the HDFC diners club rewards redemption catalogue here or on their official website.