The e-Shram card is a government-issued document that provides a number of benefits to unorganised workers. These benefits include:
- Pension: After the age of 60, e-Shram cardholders will receive a monthly pension of Rs. 3,000.
- Death insurance: In the event of the death of an e-Shram cardholder, their family will receive a death benefit of Rs. 2 lakh.
- Injury insurance: In the event of an injury that leaves an e-Shram cardholder partially or permanently disabled, they will receive a benefit of Rs. 1 lakh.
- Access to government schemes: e-Shram cardholders will have access to a variety of government schemes, such as the Pradhan Mantri Jan Dhan Yojana, the Pradhan Mantri Kaushal Vikas Yojana, and the Pradhan Mantri Suraksha Bima Yojana.
The e-Shram card is a free service and can be registered for online. To register, you will need your Aadhaar card, bank account details, and mobile number. Once you have registered, you will receive an e-Shram card number. This number will be used to access all of the benefits that the e-Shram card offers.
The e-Shram card is a valuable tool for unorganised workers. It provides a number of benefits that can help to protect them financially and provide them with access to government schemes. If you are an unorganised worker, I encourage you to register for an e-Shram card.
e-Shram card is a digital identification card introduced by the Government of India for unorganized workers. It aims to provide various benefits and welfare measures to the workers in the unorganized sector. Here are some of the benefits associated with the e-Shram card:
- Social Security Coverage: The e-Shram card provides workers in the unorganized sector with social security coverage. It enables them to access various government schemes and programs related to social security, such as insurance, healthcare, and pension.
- Portability: The e-Shram card is portable, which means it can be used anywhere in India. It allows workers to access their social security benefits and welfare measures across different states and regions, providing them with flexibility and convenience.
- Access to Welfare Schemes: The card enables workers to avail themselves of various welfare schemes launched by the government. These schemes may include financial assistance, skill development programs, subsidized food, and housing schemes.
- Financial Inclusion: The e-Shram card promotes financial inclusion among unorganized workers. It facilitates the opening of bank accounts and provides access to banking services, thereby encouraging savings, access to credit, and other financial benefits.
- Employment Opportunities: The e-Shram card acts as a database of unorganized workers, providing information about their skills, experience, and employment history. This can help connect workers with potential employers, creating employment opportunities and reducing informal labor market disparities.
- Improved Working Conditions: The e-Shram card aims to improve the working conditions of unorganized workers. It encourages compliance with labor laws and regulations, ensuring workers receive their due wages, benefits, and protection against exploitation.
- Skill Development and Training: The e-Shram card facilitates skill development and training programs for workers in the unorganized sector. It provides access to vocational training, certifications, and capacity-building initiatives, empowering workers to enhance their skills and employability.
It’s important to note that the e-Shram card is a relatively new initiative, and the exact benefits and implementation may vary over time. It is advisable to refer to the latest government notifications and official sources for up-to-date information on the specific benefits provided by the e-Shram card.
Here are some additional benefits of having an e-Shram card:
- Loan eligibility: Banks and other financial institutions may consider e-Shram cardholders to be lower-risk borrowers, which could make them eligible for loans at lower interest rates.
- Job opportunities: Some employers may prefer to hire e-Shram cardholders, as they may be seen as being more likely to be reliable and have access to government benefits.
- Access to training and development programs: The government may offer training and development programs specifically for e-Shram cardholders. This could help you to improve your skills and earn a higher salary.
Overall, the e-Shram card is a valuable asset for unorganised workers. It provides a number of benefits that can help to protect them financially and improve their lives.
