Here’s a quick list of the Best RuPay Credit Cards with Lounge Access in India (2025):
Top RuPay Credit Cards with Lounge Access
1. HDFC Bank Regalia RuPay Select Credit Card – 12 domestic + 6 international lounges/year
2. Tata Neu Infinity HDFC Bank Credit Card – 2 domestic + 1 international lounge/quarter
3. Kotak Mojo RuPay Credit Card – 8 domestic lounges/year (2 per quarter)
4. Bank of Baroda Premier RuPay Select Credit Card – 1 domestic lounge/quarter
5. ICICI Bank Coral RuPay Credit Card – 1 domestic lounge/quarter (based on spending)
New RuPay Lounge Access Policy (2025) – Tiered System
• ₹10K – ₹50K/quarter → 2 visits
• ₹50K – ₹1L/quarter → 4 visits
• ₹1L – ₹5L/quarter → 8 visits
• Above ₹5L/quarter → Unlimited visits
Pick the one that fits your travel & spending needs! 🚀
As of February 2025, several RuPay credit cards in India offer complimentary airport lounge access, enhancing the travel experience for cardholders. Here are some top options:
HDFC Bank Regalia RuPay Select Credit Card
Offers 12 complimentary domestic airport lounge visits and 6 international lounge visits per calendar year. Provides a reward rate between 1.3% to 2.2%. Annual fee varies; some users may receive it as a lifetime free card.
Tata Neu Infinity HDFC Bank Credit Card
Provides 2 complimentary domestic lounge visits per quarter and 1 international lounge visit per quarter. Offers a reward rate ranging from 1.5% to 5%. Annual fee is ₹1,499 plus GST; lifetime free options may be available.
Kotak Mojo RuPay Credit Card
Grants 8 complimentary domestic airport lounge visits annually (2 per quarter). Earns 2.5 Mojo points for every ₹100 spent online. Annual fee details are subject to bank’s terms.
Bank of Baroda Premier RuPay Select Credit Card
Offers 1 complimentary domestic airport lounge visit per quarter. Provides a reward rate of approximately 1.25% on travel and dining spends, up to ₹50,000 per month. Annual fee can be waived upon meeting spending criteria.
ICICI Bank Coral RuPay Credit Card
Provides 1 complimentary domestic airport lounge visit per quarter, subject to the previous month’s spending. Offers a reward rate between 0.25% to 0.5%. Often issued as a lifetime free card. Please note that the National Payments Corporation of India (NPCI) has updated its lounge access policy for RuPay credit cardholders, effective January 1, 2025. Complimentary lounge access is now tiered based on quarterly spending:
• Tier I: ₹10,000 to ₹50,000 – 2 complimentary visits
• Tier II: ₹50,001 to ₹1 lakh – 4 complimentary visits
• Tier III: ₹1 lakh to ₹5 lakh – 8 complimentary visits
• Tier IV: Above ₹5 lakh – Unlimited visits
These tiers determine access to the exclusive RuPay lounge at Terminal 3 of Indira Gandhi International Airport in New Delhi.
When selecting a RuPay credit card, consider your spending habits, travel frequency, and the specific benefits offered by each card to ensure it aligns with your lifestyle and financial goals.
