[LTF Credit Card] Best Lifetime Free Credit Cards In India

Best Lifetime Free Credit Cards In India | A lifetime fee-free credit card is one that does not charge an annual fee. They may charge a fee for additional services such as a hard copy of the itemised bill or impose conditions for receiving the card, but there is no annual or joining fee.

For you to choose from, we’ve analysed some of the most important lifetime free credit cards offered by various companies in India.

In India, more people are using electronic payments, and as a result, people are moving away from using cash. Credit cards are common because they are easy to use and because of the new rules. They have a lot of fees, which can be hard for many people to pay. But some banks and other institutions also give out some of the best credit cards that are free for lifetime. Most of the time, these cards have no sign-up fees and no annual fees, or if they do, the annual fees are low.

So, we decided to make a list of the best LTF Credit Card (list of life time free credit cards) that are free for lifetime in India. This will help you choose the best credit card in India that has no annual fees and is free for lifetime.

1. HDFC Millennia
2. Amazon Pay ICICI Credit Card
3. ICICI Platinum Credit Card
4. Kotak 811 Credit Card
5. HSBC Visa Platinum Credit Card
6. IDFC First Bank Wealth Credit Card
7. HDFC Bank Moneyback Credit Card
8. HDFC Bank Freedom Credit Card

Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card is designed to make it easier for people who want to shop on Amazon while also taking advantage of Amazon Prime, the company’s flagship paid subscription service. Amazon Pay ICICI Credit Card is a lifetime free card, meaning there are no annual fees, and Amazon Pay ICICI Credit Card is a simple to use basic card for people who want to shop on Amazon.

• On any purchase made on Amazon’s website, Amazon Prime members receive a 5% cashback in the form of Amazon Pay balance.
• You must have an independent Amazon Prime membership to get the full 5% discount on your Amazon Pay ICICI Credit Card.
• Customers without an Amazon Prime membership will receive 3% cashback in the form of Amazon Pay Balance.
• There are Amazon Pay Balance points worth 2% of any purchase made through Amazon Pay’s merchant partners. BookMyShow, Haptik, Redbus, Café Coffee Day, Byju’s, Amar Chitra Katha, Chumbak, Urban Ladder, and Lavie are some of Amazon Pay’s merchant partners (bags and shoes).
• On every purchase, there is a 1% Amazon Pay Balance.
• There are no upper or lower limits on the amount of Reward Points you can earn or spend with your Amazon Pay Balance. This balance also has no expiration date.
• At partner restaurants, you’ll get a 15% discount on your bill. Cardholders must present their cards when paying their bills.
• There is a 1% fuel surcharge waiver available.

Aspire Platinum Credit Card (IDBI Bank)

Aspire Platinum Credit Card offers reward points for a variety of purchases that are uncommon in free cards, and IDBI Aspire Platinum Credit Card is designed to make travelling, dining, and living easier.

• Customers can take advantage of all of the services available to VISA Platinum cardholders, as well as travel concierge services provided by VISA for travel-related services.
• For every 150 Delight Points spent, you will receive 2 Delight Points.
• Points are awarded for a variety of purchases.
• If you use the card within 30 days, you’ll get 500 Delight Points, and if you use it between 31 and 90 days, you’ll get 300 Delight Points. To receive the welcome gifts, one must spend a minimum of INR 1500.
• For 48 days, interest-free credit is available.
• If a lost card is reported within 24 hours, there is no liability.
• There are add-on cards available.
• There is no fuel surcharge for transactions between INR 400 and INR 4000, with a monthly maximum waiver of INR 300.

Axis Bank Insta Easy Credit Card

Axis Bank Insta Easy Credit Card credit card is issued by the bank on behalf of an FD (fixed deposit) that a person must open with Axis Bank, with a credit limit of 80% of the FD’s amount. Because the bank already has a deposit with it, no proof of income is required to obtain “Axis Bank Insta Easy Credit Card“. The minimum deposit amount is $20,000 and the maximum deposit amount is $25,000. This is a guaranteed card that anyone can apply for.

The Axis EDGE Loyalty Points that a person receives after spending the following amount are listed below.

• Every INR 200 spent in India earns you 6 Reward Points.
• On international purchases of INR 200, you will earn 12 Reward Points.
• On fuel transactions between INR 400 and INR 4,000, there is a 1% Fuel Surcharge Waiver.
• In India, there is a 15% discount on dining at selected partner restaurants.

Dhanlaxmi Bank Platinum Credit Card

Dhanlaxmi Bank Platinum Credit Card is very easy to use, focusing solely on supermarkets and department stores, and Dhanlaxmi Bank Platinum Credit Card offers a flat 5% cashback in a very convenient manner. Dhanlaxmi Bank Platinum Credit Card is regarded as one of the best credit cards for newcomers.

• 5% cash back on purchases at supermarkets and department stores
• Shield of Credit Coverage of up to INR 100,000 is available.
• Up to INR 100,000 in Purchase Protection
• Insurance for air accidents up to INR 2,000,000
• Customer service is available all over the world.

ICICI Platinum Chip Credit Card

ICICI Platinum Chip Credit Card is a point-based basic credit card with a long list of periodic offers from its partners, making it ideal for shoppers looking for bargains. ICICI Platinum Chip Credit Card is suitable for beginners who already have a credit card and want to take advantage of attractive offers.

• For all retail purchases other than fuel, earn 2 PAYBACK points for every INR 100 spent.
• For every INR 100 spent on utilities and insurance, you’ll earn 1 PAYBACK point.
• Users can take advantage of a variety of special online offers and discounts on a variety of well-known brands from time to time.
• When your credit card is swiped on the ICICI merchant services’ swipe machines, you can get a 1% fuel surcharge waiver on fuel transactions up to INR 4,000 at HPCL pumps.
• The ICICI Culinary Treat Programme offers a 15% discount on dining at 2,500 partner restaurants.

• Amazon Pay ICICI Credit Card
• Aspire Platinum Credit Card (IDBI Bank)
• Axis Bank Insta Easy Credit Card
• Dhanlaxmi Bank Platinum Credit Card
• ICICI Platinum Chip Credit Card

Best Lifetime Free Credit Cards Comparison