Best ICICI Credit Cards – ICICI Bank Credit Card Annual Fees, Types, Features, Review & Benefits | Have you been waiting to get your hands on an ICICI credit card or want to know “which icici credit card is best“? It can be difficult to choose just one option when there are so many to choose from. So, how do you pick the best ICICI credit card from a plethora of options?
ICICI Bank is known for providing a wide range of credit cards to its customers, and applying for one is simple as long as you meet the bank’s requirements. Based on their features, the following are some of the best ICICI Bank credit cards for you.
Best ICICI Credit Cards – Annual Fees, Types, Features & Review
ICICI Bank is one of India’s leading credit card issuers. ICICI credit cards are available to suit a variety of needs, including fuel, travel, online shopping, dining, entertainment, and more. However, with so many card options, choosing the best ICICI credit card for you can be difficult.
We’ve compiled a list of the most popular ICICI credit cards, along with their fees and charges, ratings, and eligibility, to assist you in finding the right credit card. Before you apply, take a look at the card’s details and our review.
ICICI Bank Rubyx Credit Card
This card is best suited for you if you are looking for one with a variety of travel benefits and a 2,000 annual fee. However, this credit card comes with a slew of other perks, including the ability to earn payback points on your purchases and is an excellent choice for frequent travellers.
You can get this card for a bunch of nice benefits because it also gives you access to airport lounges. Golf privileges, lounge access, insurance coverage, and movie benefits are all included with this credit card.
ICICI Bank Coral Contactless Card
If you’re looking for ways to earn rewards with your credit card, here’s one that offers a variety of benefits. Milestone rewards, payback points, dining discounts, movie rewards, and a special convenience fee waiver are all included.
If you’re looking for a general credit card and can afford to spend at least 1.5 lakh in a year, this is the card for you. There is a benefit to getting this card if you are willing to spend money on things that will earn you rewards.
ICICI Platinum Chip Credit Card – VISA
Are you a shopaholic who prefers to pay for purchases with your credit card? You can save a lot of money by using a credit card like this one, which offers generous reward points, dining discounts, and a fuel surcharge waiver.
If you’re looking for a credit card that does everything you need it to do and you don’t mind paying no annual fees, this card is for you. Furthermore, using this credit card to make future fuel payments can be extremely beneficial.
ICICI Emeralde Credit Card
If you’re looking for a lifestyle wellness card, this one will suit you perfectly. Get great deals on movie tickets, golf lessons, airport lounge access, concierge services, refunded cancellation fees, fuel surcharge waivers, dining specials, and insurance coverage. Special fees on cash withdrawals, late payments, and foreign exchange mark-up fees are available to you.
With so many features, this is the ideal lifestyle card to meet your needs and make you appreciate your decision to use a credit card. However, you should only get this card if you are an existing ICICI Bank private global client who travels frequently and wants to take advantage of the card’s benefits.
ICICI Bank HPCL Credit Card
This is the credit card for you if you want to get a credit card that gives you exclusive rewards every time you refuel your vehicle. Over and above its primary purpose, it provides you with endless reward points, fuel redemption offers, cashback offers, movie offers, and dining offers.
If you spend a lot of money on fuel every month and your preferred refuelling station is Hindustan Petroleum, you should consider getting this card. Another important feature of this card is its low annual fee, which can make owning a credit card and bearing its associated expenses very convenient.
ICICI Bank Visa Signature Credit Card
Who doesn’t want to have a high-end banking experience with their bank? When it comes to credit cards, the more benefits you have, the better. If you’re looking for a credit card that can be used for a variety of purposes, this is the card to go with.
With a slew of hand-picked benefits, this card is a treasure trove of perks that you’ll find extremely useful during your time with it. It gives you access to golf offers, airport lounge access, reward points for various purchases, fuel surcharge waivers, and concierge services, all of which are beneficial to you if you meet the eligibility requirements.
If you require these services, this card is an excellent choice. Many users prefer it because they expect to be rewarded for various purchases.
| Credit Card | Details |
|---|---|
| ICICI Bank Rubyx credit card | Annual fee – ₹2000 Suitability – travel Minimum income – ₹6 lakh per annum Welcome gift – shopping and travel vouchers of ₹5,000+ Best feature – 15,000 payback points in a year |
| ICICI Bank Coral Contactless credit card | Annual fee – ₹500 Suitability – reward points Minimum income – ₹20,000 per month Best feature – 10,000 payback points each year |
| ICICI Platinum Chip credit card – VISA | Annual fee – nil Suitability – shoppers Minimum income – ₹15,000 per month Best feature – minimum saving of 15% on dining |
| ICICI Emeralde credit card | Annual fee – ₹12,000 Suitability – lifestyle Minimum income – ₹3 lakh per month Welcome gift – payback points and offers on every other purchase Best feature – complimentary golf lessons |
| ICICI Bank HPCL credit cards | Annual fee – ₹199 Suitability – fuel Welcome gift – redeem up to 2,000 points for fuel up to ₹500 Best feature – 2.5% cashback offer on fuel spends at all HPCL stations |
| ICICI Bank Visa Signature credit card | Annual fee – ₹2,000 Suitability – travel and lifestyle Welcome gift – up to 30,000 handpicked rewards Best feature – personal concierge services |
Some of the best ICICI credit card options are listed above for your consideration. These credit cards are among the best-rated and reviewed in each category, making them an excellent choice for your needs. You can get a variety of rewards and welcome offers with each card, all of which are designed to make your experience more enjoyable.
Indeed, each card has its own set of benefits and rewards, making them an excellent choice for people who prefer a credit card for a specific purpose. You can easily keep track of all your credit cards, stay up to date on their details, and earn rewards every time you pay with your ICICI Bank credit card.
- Best ICICI Travel Credit Cards
- Best ICICI Premium Credit Cards
- Best ICICI Rewards Credit Cards
- Best ICICI Lifestyle Credit Cards
Disclaimer : All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
