In this comprehensive guide, we present to you the best credit card for Zomato, the popular online food delivery platform. As avid food enthusiasts, we understand the value of finding the perfect credit card that not only rewards you for your culinary adventures but also helps you save money while ordering your favorite meals. We have researched extensively to compile a list of credit cards that cater specifically to foodies and offer exciting benefits, discounts, and cashback offers on Zomato transactions.

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1. Rewards and Benefits

When it comes to selecting a credit card for Zomato, it’s essential to consider the rewards and benefits they offer. Some credit cards provide lucrative rewards points for every Zomato transaction, allowing you to earn points and redeem them for discounts on future orders. Additionally, certain cards may offer exclusive dining privileges, such as complimentary desserts or appetizers at partner restaurants.

2. Cashback Offers

Cashback is a fantastic feature that makes credit cards even more appealing for Zomato users. Imagine receiving a percentage of your spending back as cash in your account! Many credit cards offer enticing cashback rates for Zomato orders, making your dining experiences not only enjoyable but also cost-effective.

3. Dining Discounts

Credit cards tailored for food lovers often come with dining-specific discounts. These discounts can range from a flat percentage off on Zomato orders to buy-one-get-one-free deals at selected restaurants. Having a credit card that offers dining privileges can significantly enhance your gastronomic adventures.

4. Welcome Bonuses

One of the exciting aspects of getting a new credit card is the welcome bonus. Several credit cards offer generous welcome bonuses, including reward points or statement credits, upon meeting the minimum spending requirement within a specified period. You can leverage these bonuses to enjoy fantastic savings on your Zomato orders right from the start.

5. Annual Fees and Charges

While the benefits and rewards are undoubtedly attractive, it’s crucial to be aware of the associated costs. Some credit cards might offer fantastic rewards but come with high annual fees. However, many credit cards waive the annual fee for the first year, making them a great option for those looking to try out the card’s benefits without an upfront cost.

6. Compatibility with Zomato

Before finalizing a credit card, ensure that it is compatible with the Zomato platform. While most credit cards are accepted on Zomato, it’s better to be sure to avoid any disappointments during checkout. Opt for credit cards that explicitly mention their partnership with Zomato or offer dining rewards on online food delivery platforms.

7. Customer Reviews and Ratings

To ensure you’re making an informed decision, it’s a good idea to research customer reviews and ratings of the credit cards you are considering. Look for experiences of other Zomato users who have used these cards and see if they are satisfied with the rewards, cashback, and overall experience.

8. Comparisons and Analysis

To make your selection process easier, let’s compare some of the top credit cards for Zomato:

Axis Bank Neo Credit Card

The Axis Bank Neo Credit Card is a good option for young adults who are looking for a credit card with a variety of benefits. The card is easy to apply for and use, and it offers a number of features that can help you save money.

As a welcome gift, you will receive an Amazon gift voucher worth INR 250.
You will also enjoy a 5% cashback on utility bill payments and mobile recharges.
In addition, you will get a 10% discount on Myntra and BookMyShow.
And, under the dining delight program of Axis Bank, you can earn a discount of up to 15%.
For every INR 100 you spend on this credit card, you will earn 1 Edge Reward Point.

Axis Bank Ace Credit Card

4 complimentary access to airport lounges in a year: This benefit is valid for you and one companion. You can avail this benefit at select airport lounges across India.
Flat 4% cashback on OLA rides: You will earn 4% cashback on all OLA rides, up to a maximum of INR 200 per month.
Fuel surcharge waiver at the refilling stations: You will be waived the fuel surcharge at select fuel stations across India.
Convert heavy transactions into EMIs through this credit card: You can convert your heavy transactions into EMIs, with no processing fees. This can help you spread out your payments and manage your finances better.
Enjoy up to 20% off under the dining delight program of the Axis Bank: You can earn a discount of up to 20% at select restaurants across India.

RBL Edition Classic Credit Card

The RBL Edition Classic Credit Card is a co-branded credit card that offers exclusive benefits to Zomato users. With this card, you can earn Edition Cash on your spending, which can be used to pay for food on the Zomato app.

Here are some of the benefits of the RBL Edition Classic Credit Card:

Earn 10 Edition Cash per INR 100 spent on your birthday: This means that if you spend INR 100 on your birthday, you will earn INR 1000 Edition Cash.
Enjoy 2000 edition cash on spending IRN 2 Lacs in a year: This means that if you spend INR 2 lakh in a year on the card, you will earn INR 2000 Edition Cash.
Earn 1.5 Edition Cash per INR 100 on the online transactions: This means that if you spend INR 100 on online transactions, you will earn INR 150 Edition Cash.
Get 5 Edition Cash per INR 100 on dining: This means that if you spend INR 100 on dining, you will earn INR 500 Edition Cash.
Enjoy a welcome gift of 500 edition cash on this credit card: This means that when you first activate the card, you will receive INR 500 Edition Cash.

The RBL Edition Classic Credit Card is a great option for Zomato users who want to earn rewards on their spending. The card offers a variety of benefits, including cashback, welcome gifts, and dining discounts.

Paytm First Credit Card

The Paytm First Credit Card is a premium credit card that offers a variety of benefits, including cashback, discounts, and subscriptions. Here are some of the benefits of the Paytm First Credit Card:

Cashback of 1% every month on the card statement: You will earn 1% cashback on all your spendings, up to a maximum of INR 1000 per month.
20% off on the Zoom Cars: You will get a 20% discount on all Zoom Cars rides.
Gift voucher from FabHotels for INR 500: You will receive a gift voucher worth INR 500 from FabHotels.
10% off on Uber Go and Uber Premium Rides: You will get a 10% discount on all Uber Go and Uber Premium rides.
Free Subscription to Big Basket for 6 months: You will get a free subscription to Big Basket for 6 months.

The Paytm First Credit Card is a great option for those who want to earn rewards on their spending and enjoy discounts on a variety of services.

Airtel Axis Bank Credit Card

The Airtel Axis Bank Credit Card is a co-branded credit card that offers exclusive benefits to Airtel customers. With this card, you can earn rewards on your spending, get discounts on Airtel services, and enjoy other benefits. Here are some of the benefits of the Airtel Axis Bank Credit Card:

Welcome gift: You will receive an Amazon e-voucher worth INR 500 as a welcome gift.
Airtel bill payments: You can enjoy up to 25% off on the payment of Airtel bills such as DTH, WiFi, and many others.
BigBasket cashback: You will earn 10% cashback on BigBasket through this credit card.
Airport lounge access: You will get free access to the airport lounges.
Fuel surcharge waiver: You will be waived the fuel surcharge at select fuel stations across India.

The Airtel Axis Bank Credit Card is a great option for Airtel customers who want to earn rewards on their spending and enjoy discounts on Airtel services.

BOB Varunah Plus Credit Card

The BOB Varunah Plus Credit Card is a premium credit card offering an array of exclusive benefits and rewards to its esteemed cardholders.

With this credit card, customers can avail themselves of a complimentary 12-month Amazon Prime membership, providing access to a wide range of entertainment and shopping benefits.
Additionally, by achieving an annual spend of INR 1.5 lacs, cardholders can enjoy the added advantage of having the renewal fee waived, enhancing the overall value proposition of the card.
For every INR 100 spent on travel, dining, and online purchases, customers are entitled to earn 10 reward points, making their transactions even more rewarding and fulfilling.
Moreover, the BOB Varunah Plus Credit Card opens the door to a heightened travel experience, granting cardholders access to 12 complimentary airport lounges, where they can relax and unwind before their flights.

In line with its commitment to customer convenience, the credit card also offers a 1% fuel surcharge waiver, ensuring savings on fuel expenses.

BOB Varunah Plus Credit Card presents a comprehensive package of benefits, encompassing entertainment, rewards, travel, and savings, catering to the diverse needs and preferences of discerning individuals.

HDFC Regalia Credit Card

The HDFC Regalia Credit Card is a premium credit card that offers a variety of benefits to meet the needs of discerning travelers and shoppers. Cardholders enjoy complimentary access to airport lounges in India and abroad, earn thousands of reward points on every eligible purchase, and pay a low foreign currency markup fee of 2% on all international transactions. Cardholders are also waived the fuel surcharge on fuel purchases of up to Rs. 5,000 and are covered by a range of insurance benefits.

ICICI Sapphiro Credit Card

The ICICI Sapphiro Credit Card is a premium credit card that offers a variety of benefits to meet the needs of discerning travelers and shoppers. Cardholders enjoy complimentary airport lounge access, exclusive discounts on movie tickets, and a generous rewards program. Cardholders also earn 4 Reward Points per INR 100 on all international transactions and 4,000 Payback Points on spending INR 4 lacs in a year.

AU Small Finance Zenith Credit Card

The AU Small Finance Zenith Credit Card is a premium credit card that offers a comprehensive range of benefits to meet the needs of discerning travelers and shoppers. Cardholders earn 20 reward points for every INR 100 they spend on dining at standalone restaurants, earn a voucher worth INR 1000 on spending INR 2 lacs in a quarter, and enjoy up to 8 complimentary visits to airport lounges in India and abroad. Cardholders also enjoy 8 complimentary visits to railway lounges in India and are covered by a comprehensive insurance plan that includes travel insurance, purchase protection insurance, and accidental death and dismemberment insurance.

HDFC Diners Club Black Credit Card

The HDFC Diners Club Black Credit Card is a premium credit card that offers a comprehensive range of benefits to meet the needs of discerning travelers and shoppers. Cardholders enjoy complimentary assistance with booking tee times and making reservations at golf courses around the world, earn 5 reward points for every INR 150 they spend on eligible purchases, and receive a complimentary one-year membership to Amazon Prime and Club Marriott as a welcome gift. Cardholders also pay a low foreign mark up fee of 1.99% on all international transactions.

Best Credit Card for Zomato

Credit Cards	Zomato Offers	Joining Fee
Axis Bank Neo Credit Card	Have a Zomato Pro Subscription for 3 months through this credit card.	INR 250 + Taxes
Axis Bank Ace Credit Card	Enjoy a Cashback of 4% on ordering food from Zomato.	INR 499 + Taxes
RBL Edition Classic Credit Card	– Get a free Zomato Pro membership on this credit card. – Earn 5 edition cash per INR 100 spend on Zomato.	INR 500 + Taxes
Paytm First Credit Card	Get a Free Membership of Zomato Gold for up to 3 months on Paytm Credit Card.	INR 500 + Taxes
Airtel Axis Bank Credit Card	Get a cashback of 10% on Zomato through this card.	INR 500 + Taxes
BOB Varunah Plus Credit Card	Enjoy a Free Membership of Zomato Pro for 12 months on this credit card.	INR 1,499 + Taxes
BOB Varunah Premium Credit Card	Get a complimentary Zomato Pro Membership for 12 months on this credit card.	INR 2,499 + Taxes
HDFC Regalia Credit Card	– Get a Complimentary Zomato Gold membership on this credit card. – This membership offers 1 complimentary dish and 2 drinks per visit on Gold Food and Gold Drinks Partnered Restaurants.	INR 2,500 + Taxes
ICICI Sapphiro Credit Card	Have a Zomato Pro membership voucher of INR 800 on the payment of the joining fees	INR 6500 + Taxes
AU Small Finance Zenith Credit Card	Get a Zomato Pro Membership as a welcome gift after doing the first transaction from this credit card.	INR 7,999 + Taxes
HDFC Diners Club Black Credit Card	Get a Complimentary Zomato Gold Membership as a welcome gift on this credit card.	INR 10,000 + Taxes

Conclusion

Selecting the best credit card for Zomato requires careful consideration of rewards, cashback offers, dining discounts, and other associated charges. Card A seems to be the most attractive choice for frequent Zomato users, as it offers substantial rewards and cashback, along with generous dining discounts. However, your choice may vary depending on your spending habits and dining preferences.

Remember, a credit card is a valuable financial tool, but it should be used responsibly. Always make timely payments and avoid accumulating unnecessary debt. With the right credit card in hand, you can elevate your Zomato dining experiences while saving money.