Best CashBack Credit Cards in India

Best Cashback Credit Cards in India – A credit card can provide its user with a wide variety of advantages, including cash back. Credit cards give you the option to earn real money for your purchases rather than discounts or other bundles of services.

Credit cards that offer rebates can be found in a wide variety in India. Having so many options available can make it difficult to settle on one. We have compiled a list of the top cash-back credit cards so you can make an informed decision.

You should know the other advantages of having a credit card before I go over the options for credit cards with you.

If you’re in the market for a new credit card, it’s in your best interest to do some research into the various options available to you, including their pros and cons, serviceability, fees, and so on. With this information in hand, picking the best cash-back credit card should be a breeze. If you’re into collecting reward points, the best credit cards will help you rack up the most possible.

  1. Cashback SBI Card
  2. Axis Bank ACE Credit Card
  3. Flipkart Axis Bank Credit Card
  4. Amazon Pay ICICI Credit Card
  5. HDFC Millennia Credit Card
  6. Standard Chartered Smart Credit Card
  7. Swiggy HDFC Bank Credit Card
BEST RATED

1. Cashback SBI Card

  • 5% cashback on online spends
  • 1% cashback only on offline transactions
  • Annual fee reversal on spending Rs. 2 Lakh in a year
  • 1% fuel surcharge waiver across all petrol pumps in India
Annual FeeRs. 999
Renewal FeeRs. 999

There are several cashback credit cards available in India that offer a wide range of benefits and cashback on eligible purchases. Some of the best options include:

  1. SBI SimplySAVE Credit Card: This card offers 10x rewards on dining, departmental stores and grocery spend. Additionally, cardholders can earn 1% cashback on all other spends and avail fuel surcharge waiver and discounts on dining and shopping.
  2. ICICI Bank Coral Credit Card: This card offers cashback on eligible purchases made with the card. Cardholders can earn cashback on categories such as groceries, fuel, and dining, and redeem them for a variety of rewards. Additionally, cardholders can avail discounts on dining and shopping.
  3. HDFC Bank Moneyback Credit Card: This card offers cashback on eligible purchases made with the card. Cardholders can earn cashback on categories such as groceries, fuel, and dining, and redeem them for a variety of rewards. Additionally, cardholders can avail discounts on dining and shopping, fuel surcharge waiver, and reward points on all spends.
  4. Citibank Cashback Credit Card: This card offers cashback on eligible purchases made with the card. Cardholders can earn 5% cashback on movie tickets and telephone bill payments, and 0.5% cashback on all other spends. Additionally, cardholders can avail discounts on dining and shopping, fuel surcharge waiver, and reward points on all spends.
  5. Standard Chartered Manhattan Platinum Credit Card: This card offers cashback on eligible purchases made with the card. Cardholders can earn 5% cashback on dining, fuel, and grocery spends, and 0.5% cashback on all other spends. Additionally, cardholders can avail discounts on dining and shopping, fuel surcharge waiver, and reward points on all spends.

Please note that these cards may have some terms and conditions and the rewards and benefits may change over time. It is always a good idea to check the official website of the bank or card issuer and read the terms and conditions before applying for a card. Additionally, these cards may have a minimum spending requirement to avail the cashback, it is recommended to check the details of the card before applying.

What to look for in a Cashback Credit Card?

  • Improved Shopping Experience
  • Cashback and other rewards
  • Global Acceptance
  • Credit Score
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Author
Vivek is a financial advisor who is also interested in technology and photography. He spends what little free time he has on his hobbies, and he makes the most of it. Credit/Debit Cards, Reward Points, Air Miles, and Travel Hacks are some of his favourite topics.

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