Axis Bank Credit Card – As one of India’s largest private banks, Axis Bank offers competitive credit cards to a wide range of customers. We looked at the bank’s most popular credit cards to see which ones have the best benefits and features.
We looked at over 25 different AXIS credit cards issued by Axis Bank and chose the best ones based on a few basic criteria:
The most important factor that was taken into account was the value for money. The cards that offer the most benefits made our list.
- Cash back : Half a star for credit cards that offer cash back and half a star for credit cards that have a simple and easy-to-understand credit system.
- Annual Fee and Joining Fee: Half a star for no annual fee and half a star for no joining fee for credit cards. A full star will be awarded to any credit card that does not charge an annual fee or a joining fee, but a joining fee of INR 500 is considered equivalent to no annual fee.
- Availability for all income groups: Half a star if the credit card’s services are available to people of all income levels, and another half a star if services are available across multiple geographies rather than just major cities.
- Welcome gifts : Half a star for welcome gifts and another half a star for ease of use of those gifts. The credit card will receive a full star if the intrinsic value of the usable gift at least covers the annual fee.
- Additional benefits: Half a star for credit cards with additional benefits and half a star for credit cards with more user-friendly additional benefits. If a card offers a fee waiver to a user who spends INR 3 lakh in a year, it’s unlikely that all cardholders will spend that much in a year. For some cardholders, this makes the feature obsolete.
Best Axis Bank Credit Card in India
- Axis Bank ACE Credit Card
- Flipkart Axis Bank Credit Card
- Axis Bank Neo Credit Card
- Axis Bank My Wings Credit Card
- Axis Bank Select Credit Card
Axis Bank ACE Credit Card
This card gives you 5% cash back when you use Google Pay to pay your bills, and the best part is that there is no upper or lower limit.
When you use Google Pay, you’ll also get a scratch card with a chance to win extra cash. There is a 4% cash back without a cap on Ola, Zomato, and Swiggy, as well as a 2% cash back on all other payments made with this card. In comparison to the services provided, the annual fee for a credit card is quite low.
- On payments of bills such as electricity, gas, DTH, mobile recharge, and so on, there is a 5% cash back.
- Swiggy, Zomato, and Ola all have a 4% commission.
- 2% on all other types of purchases.
- In a year, you will visit four lounges in India’s domestic airports.
- Surcharge waiver of 1% on all fuel transactions between INR 400 and INR 4,000 per statement cycle, up to a maximum of INR 500. (no cashback on fuel transactions).
In India, there is a 20% discount at partner restaurants.
Convert your purchases into equal monthly payments (EMI)
Flipkart Axis Bank Credit Card
This card gives you 5% cash back when you use Google Pay to pay your bills, and the best part is that there is no upper or lower limit.
When you use Google Pay, you’ll also get a scratch card with a chance to win extra cash. There is a 4% cash back without a cap on Ola, Zomato, and Swiggy, as well as a 2% cash back on all other payments made with this card. In comparison to the services provided, the annual fee for a credit card is quite low.
- On payments of bills such as electricity, gas, DTH, mobile recharge, and so on, there is a 5% cash back.
- Swiggy, Zomato, and Ola all have a 4% commission.
- 2% on all other types of purchases.
- In a year, you will visit four lounges in India’s domestic airports.
Surcharge waiver of 1% on all fuel transactions between INR 400 and INR 4,000 per statement cycle, up to a maximum of INR 500. (no cashback on fuel transactions).
In India, there is a 20% discount at partner restaurants.
Convert your purchases into equal monthly payments (EMI)
Axis Bank Neo Credit Card
This is one of the cheapest credit cards available, and it can be used to pay bills, order food, and dine out. It offers a 40% discount on Zomato, which is incredible. Because the discount is capped, this card can be used by people who do not have large amounts of money to pay as bills or large quantities of food to order. Small families, singles, and students will benefit the most from it.
- Zomato is offering 40% off, with a maximum discount of INR 120 per order (Minimum order of INR 200).
- Cashback of 5% on utility bill payments made through Paytm, up to INR 150 per month.
- Grofers and Myntra are offering a 10% discount up to INR 1000. (250, valid once per month).
- BookMyShow offers 10% off movie tickets with a maximum monthly benefit of INR 100.
- Every transaction earns you EDGE reward points, which you can use to redeem 500+ rewards. For every INR 200 spent, you will receive 1 point.
- 15% off at participating restaurants
- Purchases can be converted to EMIs.
Axis Bank My Wings Credit Card
This card is designed to make travelling easier by offering discounts on airfare and hotel reservations. The best part is that, like many other credit cards in this category, it is not tied to a specific company or airline and can be used to purchase tickets from any domestic airline.
- 2 base fare flight tickets are included as a bonus.
- On a bare-fare domestic flight, you can save up to 20%.
- The maximum annual benefit per cardholder is INR 200 when booking tickets on www.irctc.com.
- Hotel and vacation vouchers worth INR 10,000
- When you book bus tickets on www.ezeego1.com, you will receive a cashback of INR 100.
- On www.ezeego1.com, you can get a cashback of INR 400 when you book a rental car.
Reward Points:
- For every INR 200 spent, you will receive 4 EDGE reward points.
- At partner restaurants, you can save 15%.
- Visits to domestic airport lounges are unlimited.
Axis Bank Select Credit Card
This card has been given the appearance of a premium credit card with a slew of add-on features typically associated with premium cards, such as various types of insurance. This card essentially facilitates shopping from BigBasket and Swiggy while also providing a substantial discount. Dining Delight, a programme that offers a 20% discount at partner restaurants, is also appealing.
- Once a month, BigBasket offers 20% off up to INR 500 on a minimum purchase of INR 2000.
- Swiggy is offering a 40% discount up to INR 200.
- On BookMyShow, buy one ticket and get up to INR 300 off another (one will have to buy two tickets at the same time, once a month)
- Priority pass membership is complimentary, with six complimentary international lounge visits per year.
- Spend INR 3 lakhs and get 5000 EDGE points.
- On a spending of INR 200, you will receive 10 EDGE points.
- When you spend INR 200 on retail, you get 2X EDGE points.
- 6 complimentary golf rounds per year, plus 3 additional visits if you spend $30,000 per year.
A dedicated concierge desk is available 24 hours a day, 7 days a week.
In collaboration with extraordinaryweekends.com, offers weekend getaways.
In partner restaurants, you can get a 20% discount.
A 1% fuel surcharge waiver is available between transactions of INR 400 and INR 4,000, up to a maximum of INR 400 per statement cycle.
What is covered by insurance?
- Accident in the Air (Up to INR 2.5 crore)
- Credit Shield (INR 1 lakh) Purchase Protection (INR 1 lakh)
- $300 for a lost travel document
- $300 Baggage Delay
- Baggage Loss 500
List of All Axis Bank Credit Cards
- Axis Bank Atlas Credit Card
- Axis Bank Select Credit Card
- Axis Bank Privilege Credit Card
- Airtel Axis Bank Credit Card
- Flipkart Axis Bank Credit Card
- Axis Bank MY Zone Credit Card
- Axis Bank Neo Credit Card
- Axis Bank Magnus Credit Card
- IndianOil Axis Bank Credit Card
- Axis Bank Reserve Credit Card
- Axis Bank Vistara Credit Card
- Axis Bank Vistara Signature Credit Card
- Axis Bank Vistara Infinite Credit Card
- Miles and More Axis Bank Credit Card
- Axis Bank AURA Credit Card
- Axis Bank Freecharge Credit Card
- Axis Bank Freecharge Plus Credit Card
- Axis Bank ACE Credit Card
- Axis Bank Pride Platinum Credit Card
- Axis Bank Pride Signature Credit Card
- Axis Bank MY Zone Easy Credit Card
- Privilege Easy Credit Card
- Axis Bank Signature Credit Card with Lifestyle Benefits
- Platinum Credit Card
- Titanium Smart Traveler Credit Card
- Axis Bank My Wings Credit Card
Axis Bank is one of the largest private sector banks in India. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. The bank has a network of over 4,500 branches and 13,000 ATMs across India. Axis Bank offers a wide range of banking products and services, including savings accounts, current accounts, loans, credit cards, insurance, and investments.
Axis Bank is a well-respected financial institution with a strong track record. It has been ranked as one of the safest banks in India by CRISIL and CARE. The bank has also been awarded the “Best Bank in India” by The Banker magazine.
Known for its reliability and trustworthiness, Axis Bank has received recognition as one of the safest banks in India. It has also been awarded the title of “Best Bank in India” by The Banker magazine. With a strong financial position, Axis Bank is a popular choice for individuals and businesses alike. If you are looking for a reliable and trustworthy bank, Axis Bank is a good option. The bank offers a wide range of products and services, and it has a strong financial position.
Here are some of the most popular products and services offered by Axis Bank:
- Savings accounts: Axis Bank offers a variety of savings accounts with different features and benefits. Some accounts offer high interest rates, while others offer rewards programs or free ATM usage.
- Current accounts: Axis Bank offers current accounts for businesses and individuals. These accounts offer features such as online banking, mobile banking, and direct deposit.
- Loans: Axis Bank offers a variety of loans, including personal loans, home loans, and business loans. The bank also offers loans for specific purposes, such as education loans and car loans.
- Credit cards: Axis Bank offers a variety of credit cards with different rewards programs and features. Some cards offer cashback, while others offer travel rewards or points that can be redeemed for merchandise.
- Insurance: Axis Bank offers a variety of insurance products, including life insurance, health insurance, and car insurance. The bank also offers insurance for specific purposes, such as travel insurance and home insurance.
- Investments: Axis Bank offers a variety of investment products, including mutual funds, stocks, and bonds. The bank also offers investment services such as financial planning and portfolio management.
If you are interested in opening an account with Axis Bank, you can do so online or at any branch. You will need to provide some basic information, such as your name, address, and date of birth. You will also need to provide a valid ID and proof of address.
Axis Bank is a good option for people who are looking for a reliable and trustworthy bank with a wide range of products and services. The bank has a strong financial position and a good reputation.
Opening an account with Axis Bank is convenient, with options to apply online or visit a branch. Basic personal information, a valid ID, and proof of address are required for the account application process.
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Overall, Axis Bank is a reliable and trustworthy institution that provides a wide range of banking products and services. Its strong financial position and commendable reputation make it a preferred choice for customers in India.