HDFC credit cards are the most popular in India — nearly one in four credit cards issued in the country carries the HDFC Bank name, giving the bank a market share of around 24%. The lineup spans every segment: Millennia, MoneyBack, and IndianOil for everyday and low-to-moderate income users; Regalia and Diners ClubMiles in the mid-range; and Infinia and Diners Club Black at the very top. This guide organizes the full HDFC credit card portfolio by category so you can find your match.
HDFC Credit Cards by Category
| Category | Cards |
| Super Premium | Infinia, Regalia, Diners Club Black |
| Premium Women’s | Solitaire |
| Co-Brand | Platinum Times Card, Titanium Times Card, Snapdeal HDFC Bank Card |
| Premium | Visa Signature, World MasterCard, Diners Club Premium, Diners Club Rewardz |
| Professional | Doctor’s Superia, Teacher’s Platinum |
| Premium Travel | Superia, AllMiles, Diners ClubMiles |
| Cashback & Everyday | Millennia, MoneyBack, Freedom, Easy EMI, IndianOil HDFC Bank Card |
| Commercial | Business Regalia, Business Platinum, Business Gold, Business MoneyBack, Corporate Platinum, Corporate Visa Signature, Corporate World MasterCard, Purchase Card, Distributor Card |
Super Premium Cards: Infinia, Diners Club Black & Regalia
HDFC Infinia is the bank’s flagship — top-tier reward rates, unlimited lounge access, golf privileges, and concierge services for HNI customers. The Diners Club Black offers access to 600+ airport lounges worldwide, complimentary golf green fee waivers, and premium dining and travel discounts. The Regalia rounds out the trio with lounge access, golf privileges, dining discounts, and high credit limits — one of India’s most recognized premium cards. Regalia First offers a lighter version of the same formula with fuel surcharge waiver and rewards on all spends.
Everyday & Cashback Cards: Millennia, MoneyBack, Freedom
The Millennia Credit Card targets young adults with cashback on online spends, dining and shopping discounts, and a low joining fee. The MoneyBack Card earns cashback on groceries, fuel, and dining. The Freedom Card follows a similar cashback formula with movie ticket discounts, while the Easy EMI Card is built for converting big-ticket purchases into instalments with a nominal processing fee.
Travel Cards: Diners ClubMiles & AllMiles
The Diners ClubMiles Card earns air miles on eligible spends, redeemable for flights and upgrades across multiple airlines, alongside lounge access and golf privileges. Legacy JetPrivilege HDFC Bank co-brand cards (Diners and Platinum variants) added JetPrivilege membership and mileage earnings in their day.
Fuel Card: IndianOil HDFC Bank Credit Card
Earn reward points on fuel purchases at IndianOil stations and redeem them against future fuel — plus a fuel surcharge waiver and rewards on other spends. The go-to HDFC card for commuters.
Professional Cards: Doctors & Teachers
Doctor’s Superia and Teacher’s Platinum are profession-specific cards offering cashback, dining and shopping discounts, fuel surcharge waiver, and low joining fees for doctors and teachers respectively.
Business & Corporate Cards
From Business Regalia (premium perks for business owners) and Business MoneyBack (cashback for SMEs) to the Corporate Platinum, Corporate Visa Signature, and Corporate World MasterCard for large organizations, HDFC’s commercial range adds expense tracking and employee card management to the usual rewards — with fuel surcharge waivers and reward points on business spends.
Other Notable Cards
- Solitaire: premium card for women with lounge access, golf privileges, and dining discounts.
- Times Platinum / Times Titanium: entertainment co-brands with movie ticket discounts and dining offers.
- Snapdeal HDFC Bank Card: e-commerce co-brand with cashback on Snapdeal and other merchants.
- Visa Signature, World MasterCard, Platinum Plus, Platinum Edge, Titanium Edge, Superia: premium and mid-tier cards mixing lounge access, dining discounts, fuel waivers, and reward points.
HDFC Credit Card FAQs
Which is the best HDFC credit card?
It depends on your profile: Millennia or MoneyBack for everyday cashback, Regalia for mid-range travel perks, and Infinia or Diners Club Black if you qualify for the super premium tier.
What market share does HDFC Bank hold in credit cards?
Around 24% — nearly one in four credit cards issued in India is an HDFC Bank card.
Which HDFC card is best for fuel?
The IndianOil HDFC Bank Credit Card — reward points on IndianOil fuel purchases plus a fuel surcharge waiver.
Final Thoughts
HDFC Bank’s portfolio has a card for every life stage — start with Millennia or MoneyBack, graduate to Regalia as income grows, and aim for Infinia or Diners Club Black at the top. Compare your top spending categories against each card’s strengths, and check individual reviews like our Diners Club Black review before applying.