Niyo Global Card: A Smart Choice for International Transactions
The Niyo Global Card is a popular forex travel card designed for international travelers, students, and professionals who frequently transact in foreign currencies. It offers competitive exchange rates, zero forex markup, and seamless digital banking services.
Key Features of Niyo Global Card
1. Zero Forex Markup: Unlike traditional credit and debit cards, Niyo Global offers zero forex markup, helping you save on currency exchange fees.
2. Real-Time Exchange Rates: Transactions are processed at real-time Visa exchange rates without hidden charges.
3. Multi-Currency Support: Works in multiple currencies, making it an excellent choice for global travel.
4. Contactless Payments: Supports tap-and-pay functionality for convenience and security.
5. No Annual or Hidden Fees: No maintenance charges or hidden costs associated with the card.
6. Global ATM Access: Withdraw money from ATMs worldwide with minimal fees.
7. Expense Tracking: The Niyo Global app helps track spending and manage finances easily.
8. Secure and Regulated: Backed by DCB Bank and licensed by the RBI, ensuring safe transactions.
Eligibility & Application Process
• Eligibility: Indian residents above 18 years with a valid PAN and Aadhaar card.
• How to Apply:
1. Download the Niyo Global App from the Play Store or App Store.
2. Complete the paperless KYC process.
3. Receive your Niyo Global Visa Signature Debit Card at your registered address.
Who Should Use Niyo Global Card?
• Frequent travelers looking to avoid forex markup fees.
• International students needing a cost-effective way to manage expenses abroad.
• Business professionals making transactions in multiple currencies.
Final Thoughts
The Niyo Global Card is a smart financial tool for those traveling or transacting internationally. With its zero forex markup, easy-to-use app, and global acceptance, it provides significant savings and convenience over traditional bank cards.